321. Stocks, Strategies, and Success with Rizwan Memon
Sun Nov 16 2025
Join us on Average Joe Finances as our guest Rizwan Memon, an equities and derivatives trader with 18 years of experience. Rizwan shares his journey from starting trading at 16 years old with $5,000 to becoming a seasoned trader specializing in U.S. financial markets. He discusses his strategies, including the use of complex options and shorting techniques, and offers advice to new investors. Rizwan also emphasizes the importance of transparency, diversifying investments, and maintaining a balanced approach to money and life.
In this episode:
Discover how starting early—even with limited knowledge—can build the foundation for long-term trading wisdom.Learn why Riz pulls profits from trading to diversify into real estate, protecting himself from market swings.Understand how technology has leveled the playing field, giving everyday traders access to tools once reserved for pros.Take in Riz’s biggest lesson: financial success isn’t just about returns—it’s about ethics, balance, and building a life free from debt and pressure.And so much more!
Key Moments:
00:41 Meet Rizwan Mein: The Equities and Derivatives Trader
01:19 Rizwan's Trading Journey: From 16 to Now
04:21 Navigating the 2008 Financial Crisis
06:49 Evolution of Trading Technology
09:37 Rizwan's Advanced Trading Strategies
15:51 Educating New Traders
19:29 Podcast Break and Sponsor Shoutout
22:44 Transparency in Trading
23:49 Challenges in the Trading Industry
24:31 Personal Financial Strategies
25:56 Leveraging Debt vs. Buying Outright
30:08 Final Round: Personal Insights
38:44 Connecting with Riz
40:23 Closing Thoughts
Find Rizwan Memon
Website: https://rizinternational.com/
Instagram: https://www.instagram.com/rizinternational/
Youtube: https://www.youtube.com/@RizInternational
X: https://x.com/rizmemontrades
Threads: https://www.threads.com/@rizinternational
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
Show Notes add-on continued here: https://averagejoefinances.com/show-notes/
*DISCLAIMER* https://averagejoefinances.com/disclaimer
See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes
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Join us on Average Joe Finances as our guest Rizwan Memon, an equities and derivatives trader with 18 years of experience. Rizwan shares his journey from starting trading at 16 years old with $5,000 to becoming a seasoned trader specializing in U.S. financial markets. He discusses his strategies, including the use of complex options and shorting techniques, and offers advice to new investors. Rizwan also emphasizes the importance of transparency, diversifying investments, and maintaining a balanced approach to money and life. In this episode: Discover how starting early—even with limited knowledge—can build the foundation for long-term trading wisdom.Learn why Riz pulls profits from trading to diversify into real estate, protecting himself from market swings.Understand how technology has leveled the playing field, giving everyday traders access to tools once reserved for pros.Take in Riz’s biggest lesson: financial success isn’t just about returns—it’s about ethics, balance, and building a life free from debt and pressure.And so much more! Key Moments: 00:41 Meet Rizwan Mein: The Equities and Derivatives Trader 01:19 Rizwan's Trading Journey: From 16 to Now 04:21 Navigating the 2008 Financial Crisis 06:49 Evolution of Trading Technology 09:37 Rizwan's Advanced Trading Strategies 15:51 Educating New Traders 19:29 Podcast Break and Sponsor Shoutout 22:44 Transparency in Trading 23:49 Challenges in the Trading Industry 24:31 Personal Financial Strategies 25:56 Leveraging Debt vs. Buying Outright 30:08 Final Round: Personal Insights 38:44 Connecting with Riz 40:23 Closing Thoughts Find Rizwan Memon Website: https://rizinternational.com/ Instagram: https://www.instagram.com/rizinternational/ Youtube: https://www.youtube.com/@RizInternational X: https://x.com/rizmemontrades Threads: https://www.threads.com/@rizinternational Average Joe Finances® All of our social media links and more: https://averagejoefinances.com/links About Mike: https://mikecavaggioni.com Show Notes add-on continued here: https://averagejoefinances.com/show-notes/ *DISCLAIMER* https://averagejoefinances.com/disclaimer See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes Send us a text Support the show