Community Banking Isn’t Old School — It’s a Growth Strategy with Matt Paciocco
Thu Feb 05 2026
E#48: This episode with Matt Paciocca explores what truly sets a community bank apart and why that difference matters for small business owners. Matt shares how New Horizon was built around old-fashioned service paired with modern, customer-driven technology by listening directly to customers and employees.
The conversation highlights the value of hands-on banking relationships, where bankers act as true partners to business owners who may not have in-house financial expertise. From helping interpret margins and payroll trends to building projections and advising on deposit and treasury strategies, the focus is on supporting real business decisions, not just selling products.
Scott and Matt also break down how community banks handle growth, including partnering with other banks behind the scenes to support larger loans while keeping a single point of contact for the business owner. The episode closes with practical guidance on who benefits most from a community bank relationship, how to evaluate a banker, and why trust, accessibility, and alignment drive long-term success for both banks and businesses.
Podcast Recommendation: No Laying Up Podcast
Find out more about Matt Paciocco:
https://www.linkedin.com/in/matt-paciocco-57b5209/
newhorizonbank.com
Find more episodes on Apple podcast, Spotify, Amazon Music and here: https://budgetyourbusinesspodcast.buzzsprout.com/
Send us a text
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E#48: This episode with Matt Paciocca explores what truly sets a community bank apart and why that difference matters for small business owners. Matt shares how New Horizon was built around old-fashioned service paired with modern, customer-driven technology by listening directly to customers and employees. The conversation highlights the value of hands-on banking relationships, where bankers act as true partners to business owners who may not have in-house financial expertise. From helping interpret margins and payroll trends to building projections and advising on deposit and treasury strategies, the focus is on supporting real business decisions, not just selling products. Scott and Matt also break down how community banks handle growth, including partnering with other banks behind the scenes to support larger loans while keeping a single point of contact for the business owner. The episode closes with practical guidance on who benefits most from a community bank relationship, how to evaluate a banker, and why trust, accessibility, and alignment drive long-term success for both banks and businesses. Podcast Recommendation: No Laying Up Podcast Find out more about Matt Paciocco: https://www.linkedin.com/in/matt-paciocco-57b5209/ newhorizonbank.com Find more episodes on Apple podcast, Spotify, Amazon Music and here: https://budgetyourbusinesspodcast.buzzsprout.com/ Send us a text