FERS Pension: What Actually Hits Your Bank Account in Retirement |Ep 136
Fri Feb 06 2026
If you're a FERS employee and you've been planning your retirement around that nice, clean pension number from OPM, there's a good chance you're overestimating what will actually hit your bank account each month. In this episode of Confident Federal Retirement, Tom Poltersdorf, CFP®, breaks down the gap between your gross FERS pension and your net retirement paycheck. We walk through survivor benefits, taxes, and FEHB premiums so you can see how quickly that headline number shrinks once real life shows up.
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When you're ready for one‑on‑one help, visit https://gtwealthguide.com/federal-blueprint to request your free Federal Retirement Blueprint.
We'll map out your federal benefits, TSP, Social Security, and tax plan on one page so you can retire from federal service without guessing.
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If you're a FERS employee and you've been planning your retirement around that nice, clean pension number from OPM, there's a good chance you're overestimating what will actually hit your bank account each month. In this episode of Confident Federal Retirement, Tom Poltersdorf, CFP®, breaks down the gap between your gross FERS pension and your net retirement paycheck. We walk through survivor benefits, taxes, and FEHB premiums so you can see how quickly that headline number shrinks once real life shows up. ----------------------------- When you're ready for one‑on‑one help, visit https://gtwealthguide.com/federal-blueprint to request your free Federal Retirement Blueprint. We'll map out your federal benefits, TSP, Social Security, and tax plan on one page so you can retire from federal service without guessing.