How We Paid Off $662K With No Family Help #475
Mon Feb 02 2026
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!
In this episode, we share our complete story - how we went from $662,000 in medical school debt to completely debt-free in just three years, as first-generation doctors without any family financial blueprint.
You'll hear:
Why we accrued over $100,000 in interest (and how to avoid it)The exact moment we decided to pay off our debt aggressivelyOur real budget: $200/month groceries, $50/month fast foodThe sacrifices we made (and whether they were worth it)Why we're creating this podcast specifically for first-gen doctorsIf you're the first doctor in your family navigating medicine without the insider knowledge your colleagues inherited, this is your community.
Find us on YouTube: https://www.youtube.com/@docsoutsidetheboxpodcast
Download our free First-Gen Doctor Blueprint: https://docs.google.com/document/d/1X4oH1EAkmVMSFDbHmeIN3M6w97GfhW16BTGOX7kK3nc/edit?usp=sharing
SIGN UP FOR OUR NEWSLETTER!
Send us a Voice Message - https://www.speakpipe.com/docsoutsidethebox
Have a question for the podcast?
Text us at 833-230-2860
Instagram: @docsoutsidethebox
Email: team@drniidarko.com
Twitter: @drniidarko
Merch: https://docs-outside-the-box.creator-spring.com
This episode is sponsored by
Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out athttps://setforlifeinsurance.com/
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SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! In this episode, we share our complete story - how we went from $662,000 in medical school debt to completely debt-free in just three years, as first-generation doctors without any family financial blueprint. You'll hear: Why we accrued over $100,000 in interest (and how to avoid it)The exact moment we decided to pay off our debt aggressivelyOur real budget: $200/month groceries, $50/month fast foodThe sacrifices we made (and whether they were worth it)Why we're creating this podcast specifically for first-gen doctorsIf you're the first doctor in your family navigating medicine without the insider knowledge your colleagues inherited, this is your community. Find us on YouTube: https://www.youtube.com/@docsoutsidetheboxpodcast Download our free First-Gen Doctor Blueprint: https://docs.google.com/document/d/1X4oH1EAkmVMSFDbHmeIN3M6w97GfhW16BTGOX7kK3nc/edit?usp=sharing SIGN UP FOR OUR NEWSLETTER! Send us a Voice Message - https://www.speakpipe.com/docsoutsidethebox Have a question for the podcast? Text us at 833-230-2860 Instagram: @docsoutsidethebox Email: team@drniidarko.com Twitter: @drniidarko Merch: https://docs-outside-the-box.creator-spring.com This episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out athttps://setforlifeinsurance.com/