Managing the Cost of Risk in Your ESO
Tue Feb 03 2026
A vehicle or apparatus crash will typically cost your emergency service organization more now than ever, with year-after-year claim costs continuing to rise.
From inflation, rising replacement costs, and increasing labor costs—there are many factors at play when it comes to insurance rates and premium being at an all-time high.
However, there are things that you can do to help your ESO manage the cost of risk.
In this episode, Chris Rodgers, VFIS Industry Specialist, and Scott Harkins, Senior Vice President of Risk Control for VFIS and Glatfelter Insurance Group, take a deep dive into what "cost of risk" means, how to better manage it, and the landscape of insurance in the emergency services industry.
75 years of caring for the caretakers
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A vehicle or apparatus crash will typically cost your emergency service organization more now than ever, with year-after-year claim costs continuing to rise. From inflation, rising replacement costs, and increasing labor costs—there are many factors at play when it comes to insurance rates and premium being at an all-time high. However, there are things that you can do to help your ESO manage the cost of risk. In this episode, Chris Rodgers, VFIS Industry Specialist, and Scott Harkins, Senior Vice President of Risk Control for VFIS and Glatfelter Insurance Group, take a deep dive into what "cost of risk" means, how to better manage it, and the landscape of insurance in the emergency services industry. 75 years of caring for the caretakers