Exclusive Billionaire Interview: Pavan Agarwal on AI, Mortgages and Real Estate Investing
Sat Feb 07 2026
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"When you are weak, do not bluff. Overselling your position can burn years of trust."
In this exclusive Billionaires.com interview, technologist, banker and long term operator Pavan Agarwal shares how he has spent decades at the intersection of artificial intelligence, real estate and financial services.
Pavan grew up helping his family build Sun West Mortgage, which started with less than $100,000 and became a multi billion dollar national mortgage lender and servicer. As a first generation immigrant who wrote his first AI program in 1985, he understands both the emotional side of homeownership and the deep technical side of lending.
In this conversation with Richard C. Wilson (Billionaires.com and Family Office Club), Pavan talks about:
How Sun West survived the 2008 crisis with only $50,000 left and why long term partners stepped in to help
Why AI is more like an ocean than a short term wave and why most people are chasing hype instead of fundamentals
How AngelAi, a fintech AI companion, works to reduce bias, build trust and simplify life changing financial decisions
How an AI patent portfolio received a valuation of more than $100 billion
What gets his attention when a founder does not have a big track record yet
The biggest mistakes he sees investors and founders make and how to think in cycles instead of headlines
If you are interested in AI, real estate, mortgages, wealth building or family office investing, this interview is packed with practical insights and real stories.
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Send us a text "When you are weak, do not bluff. Overselling your position can burn years of trust." In this exclusive Billionaires.com interview, technologist, banker and long term operator Pavan Agarwal shares how he has spent decades at the intersection of artificial intelligence, real estate and financial services. Pavan grew up helping his family build Sun West Mortgage, which started with less than $100,000 and became a multi billion dollar national mortgage lender and servicer. As a first generation immigrant who wrote his first AI program in 1985, he understands both the emotional side of homeownership and the deep technical side of lending. In this conversation with Richard C. Wilson (Billionaires.com and Family Office Club), Pavan talks about: How Sun West survived the 2008 crisis with only $50,000 left and why long term partners stepped in to help Why AI is more like an ocean than a short term wave and why most people are chasing hype instead of fundamentals How AngelAi, a fintech AI companion, works to reduce bias, build trust and simplify life changing financial decisions How an AI patent portfolio received a valuation of more than $100 billion What gets his attention when a founder does not have a big track record yet The biggest mistakes he sees investors and founders make and how to think in cycles instead of headlines If you are interested in AI, real estate, mortgages, wealth building or family office investing, this interview is packed with practical insights and real stories. Subscribe for more billionaire and decamillionaire interviews: Billionaires.com | FamilyOfficeClub.com https://familyoffices.com/