From Data to Dollars: AI, Stablecoins, & Banking Innovation
Thu Jan 08 2026
The future of banking is arriving faster than many banks can keep up. But not all are falling behind. In this episode of Fintech Corner, Trovata Co-founder and CEO Brett Turner is joined by Matt Kelley, Director at FINTOP Capital, for an insider’s look at how banks are navigating AI disruption, data modernization, and the rapid rise of stablecoins.
You’ll hear why data—not just AI—is the battleground for banking’s next evolution, how smaller institutions are leapfrogging legacy players with flexible tech stacks, and where tokenized deposits, faster payments, and automation are reshaping treasury. Whether you work in corporate treasury, fintech, or banking strategy, this episode delivers a sharp, timely take on the trends shaping finance in real time.
Highlights:
Why legacy tech isn’t the biggest risk for banks—it’s inertiaThe underdog story: how smaller banks are using fintech to outmaneuver the giantsA behind-the-scenes look at how stablecoins are shaking up the deposit modelWhat treasury teams can learn from bank innovation strategiesThe hidden costs of waiting to modernize—and why they’re compounding
Never be out of the loop on what’s going on in finance, tech, and business. Subscribe to our podcast.
This episode is brought to you by Trovata.
Trovata is reengineering the way companies manage cash. No spreadsheets. No legacy systems. Just real-time visibility, intelligent forecasting and analysis, and seamless money movement—all in one unified platform. As the first cloud-native treasury platform built on corporate banking APIs and AI, Trovata partners with the world’s largest financial institutions to deliver next-gen digital experiences for corporate finance and treasury teams at scale.
Learn more at www.trovata.io and follow us on LinkedIn.
Speakers:
About Brett Turner:
After starting his career as a CPA with the Deloitte audit practice, Brett gained progressive experience in corporate finance and accounting managing SEC reporting for Amazon and then becoming VP of Finance for Worldwide Packets (sold for $300M+ in 2008). Across his last three roles as a startup Co-Founder / CFO, Brett has raised over $100M in equity and venture debt financing while helping create over $500M in shareholder value. Today, he is the founder and CEO of the cash management platform, Trovata. Brett is a Seattle native, with a BA in Finance from Seattle Pacific University.
Connect with Brett on LinkedIn: https://www.linkedin.com/in/brett-turner/
About Matt Kelley:
Matt Kelley is a seasoned banking and fintech strategist serving as Director of the FINTOP Network, where he leads engagement with banks and fintech innovators to accelerate technology adoption and partnerships across a national network of financial institutions. In this role within the FINTOP ecosystem he manages programming, cultivates strategic relationships, and supports investments that help banks modernize and compete in an evolving digital landscape. Kelley brings more than two decades of experience in institutional equities and financial services, including senior roles at Stephens, Piper Jaffray, Sterne Agee (Stifel) and RBC Capital Markets. He holds a Bachelor of Science from Marquette University.
Connect with Matt on LinkedIn: https://www.linkedin.com/in/matthew-kelley-7189753/
More
The future of banking is arriving faster than many banks can keep up. But not all are falling behind. In this episode of Fintech Corner, Trovata Co-founder and CEO Brett Turner is joined by Matt Kelley, Director at FINTOP Capital, for an insider’s look at how banks are navigating AI disruption, data modernization, and the rapid rise of stablecoins. You’ll hear why data—not just AI—is the battleground for banking’s next evolution, how smaller institutions are leapfrogging legacy players with flexible tech stacks, and where tokenized deposits, faster payments, and automation are reshaping treasury. Whether you work in corporate treasury, fintech, or banking strategy, this episode delivers a sharp, timely take on the trends shaping finance in real time. Highlights: Why legacy tech isn’t the biggest risk for banks—it’s inertiaThe underdog story: how smaller banks are using fintech to outmaneuver the giantsA behind-the-scenes look at how stablecoins are shaking up the deposit modelWhat treasury teams can learn from bank innovation strategiesThe hidden costs of waiting to modernize—and why they’re compounding Never be out of the loop on what’s going on in finance, tech, and business. Subscribe to our podcast. This episode is brought to you by Trovata. Trovata is reengineering the way companies manage cash. No spreadsheets. No legacy systems. Just real-time visibility, intelligent forecasting and analysis, and seamless money movement—all in one unified platform. As the first cloud-native treasury platform built on corporate banking APIs and AI, Trovata partners with the world’s largest financial institutions to deliver next-gen digital experiences for corporate finance and treasury teams at scale. Learn more at www.trovata.io and follow us on LinkedIn. Speakers: About Brett Turner: After starting his career as a CPA with the Deloitte audit practice, Brett gained progressive experience in corporate finance and accounting managing SEC reporting for Amazon and then becoming VP of Finance for Worldwide Packets (sold for $300M+ in 2008). Across his last three roles as a startup Co-Founder / CFO, Brett has raised over $100M in equity and venture debt financing while helping create over $500M in shareholder value. Today, he is the founder and CEO of the cash management platform, Trovata. Brett is a Seattle native, with a BA in Finance from Seattle Pacific University. Connect with Brett on LinkedIn: https://www.linkedin.com/in/brett-turner/ About Matt Kelley: Matt Kelley is a seasoned banking and fintech strategist serving as Director of the FINTOP Network, where he leads engagement with banks and fintech innovators to accelerate technology adoption and partnerships across a national network of financial institutions. In this role within the FINTOP ecosystem he manages programming, cultivates strategic relationships, and supports investments that help banks modernize and compete in an evolving digital landscape. Kelley brings more than two decades of experience in institutional equities and financial services, including senior roles at Stephens, Piper Jaffray, Sterne Agee (Stifel) and RBC Capital Markets. He holds a Bachelor of Science from Marquette University. Connect with Matt on LinkedIn: https://www.linkedin.com/in/matthew-kelley-7189753/