Market Drip: What a new Fed Chair could change about rates and housing | EP. 149
Mon Feb 02 2026
Click here to watch the full episode on YouTube
We may finally know who could replace Jerome Powell as Federal Reserve Chair, and this decision could directly shape interest rates, inflation, housing costs, and the overall economy for years. A change at the Fed is not just political news. It can influence how affordable homes are, how secure jobs feel, and how much breathing room everyday budgets have.
In this episode of the First Sip Podcast, I break down:
Why Trump’s reported pick for the next Fed chair matters for regular people, not just marketsWho Kevin Warsh is and how his past experience during the financial crisis shapes his thinkingHow Fed decisions filter into housing affordability, mortgage rates, and buyer behaviorHow to think about your own 12 to 24 month plan if rates start moving lowerQuestion for you: If mortgage rates dropped by about one percentage point, would you feel ready to buy, refinance, or would you still wait things out?
Timestamps:
00:00 – Trump’s pick for the next Fed chair and why it matters
02:24 – Jerome Powell’s recent legacy: inflation, rate hikes, and tough tradeoffs
04:33 – Who Kevin Warsh is and the era that shaped his views
06:34 – Warsh’s current stance on rates and shrinking the Fed balance sheet
08:41 – What this could mean for housing and mortgage affordability
10:56 – Why the era of easy money may not return quickly
12:47 – Why a 1% rate drop can change buying power dramatically
14:49 – Book recommendation: The Color of Law and housing history
17:14 – Investing responsibly and understanding long-term impacts on communities
19:09 – Final thoughts and wrap-up
What did you think about this episode?
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Click here to watch the full episode on YouTube We may finally know who could replace Jerome Powell as Federal Reserve Chair, and this decision could directly shape interest rates, inflation, housing costs, and the overall economy for years. A change at the Fed is not just political news. It can influence how affordable homes are, how secure jobs feel, and how much breathing room everyday budgets have. In this episode of the First Sip Podcast, I break down: Why Trump’s reported pick for the next Fed chair matters for regular people, not just marketsWho Kevin Warsh is and how his past experience during the financial crisis shapes his thinkingHow Fed decisions filter into housing affordability, mortgage rates, and buyer behaviorHow to think about your own 12 to 24 month plan if rates start moving lowerQuestion for you: If mortgage rates dropped by about one percentage point, would you feel ready to buy, refinance, or would you still wait things out? Timestamps: 00:00 – Trump’s pick for the next Fed chair and why it matters 02:24 – Jerome Powell’s recent legacy: inflation, rate hikes, and tough tradeoffs 04:33 – Who Kevin Warsh is and the era that shaped his views 06:34 – Warsh’s current stance on rates and shrinking the Fed balance sheet 08:41 – What this could mean for housing and mortgage affordability 10:56 – Why the era of easy money may not return quickly 12:47 – Why a 1% rate drop can change buying power dramatically 14:49 – Book recommendation: The Color of Law and housing history 17:14 – Investing responsibly and understanding long-term impacts on communities 19:09 – Final thoughts and wrap-up What did you think about this episode? -------------------------------- 🏡 Ready to take the next steps towards your future home? I'm here to help! Call or Text: 267-715-9872 Email: dekimbeconnects@gmail.com Connect With Me Online: YouTube Instagram Facebook LinkedIn Follow the Podcast: Instagram For podcast sponsorship & advertising opportunities please contact: dekimbeconnects@gmail.com