"Inspired to Invest" Podcast

From market crash to cash flow!  What does it REALLY take to live off real estate not just own a few rentals, but build true financial freedom, time freedom, and legacy wealth?  Welcome back to ep130 of Inspired To Invest. To watch rather than listen, click HERE. This week, I sit down with Jo Anna Wright, the founder of Bottom Line Wealth.  We unpack her 25-year journey in real estate, from losing everything during the 2008 financial crisis to rebuilding a portfolio that now spans multiple states, asset classes, and even international boutique hotels.  Jo Anna has personally managed over $13 million in assets, trained thousands of students nationwide, and is on a mission to help women, especially those over 40, ditch the banks, invest with confidence, and retire on their own terms.  In this conversation, Jo Anna pulls back the curtain on:  • How the 2008 banking collapse really unfolded from inside the mortgage industry • Why she pivoted from traditional lending into creative real estate strategies  • How subject-to deals and seller financing actually work (and why they’re legal)  • The mindset shift required to move from single-family homes into multifamily investing  • Why cash flow on day one is non-negotiable in her deals  • What most investors get wrong about communication, transparency, and stewardship of capital • How real estate created job-optional living, time freedom, and location independence  • Why women invest differently — and why that’s a competitive advantage  • The lessons she’s learned coaching investors from their first flip to multifamily portfolios This episode is especially powerful if:  ✔️ You’re rebuilding after a financial setback  ✔️ You want income that doesn’t depend on a paycheck  ✔️ You’re curious about creative finance beyond traditional mortgages  ✔️ You’re a woman looking for community, mentorship, and real-world investing strategies  ✔️ You believe wealth should support your life — not consume it  💡 Jo Anna’s philosophy is simple: make it happen. Pivot when needed. Be impeccable with your word. Build wealth that lasts. ________________________________________  🔔 Don’t Miss Future Episodes If you enjoyed this conversation, subscribe to Inspired To Invest and ring the bell so you never miss an episode featuring real investors, real strategies, and real conversations about money, freedom, and legacy.  👍 Like this episode 💬 Comment with your biggest takeaway  📩 Share it with someone who needs to hear this message  ________________________________________  🌐 Connect with Jo Anna Wright •  Website: BottomLineWealth.net • Text Jo Anna directly: 209-346-1014 (tell her you came from Inspired To Invest) ________________________________________  Thank you to NOIC Academy for bringing us this month’s episodes! NOIC Academy is located in Markham, Ontario, Canada, is a full-time, high-end private boarding high school. Established in 2004, NOIC currently operates one campus and one dormitory, serving thousands of on-site and online students. The school has over 200 faculty and staff members, including more than 100 educational leaders and certified licensed teachers. “Inspired to Invest” is proud to support the Beyond Success Program, a not-for-profit financial literacy program for students, launched by More To Give & MAK Investments. Find out more at @more2give.ca. ➕ Follow Serena Holmes for insights on business, branding, real estate, investing, wealth (and more!). I'm on a mission to help others create wealth because "when you invest in yourself, the sky's the limit" 🚀   ________________________________________    ⏱️ Timestamps 00:00 – Welcome to Inspired To Invest  00:45 – Jo Anna’s background & early career before real estate  02:20 – Inside the 2008 financial collapse (mortgage industry perspective)  05:30 – Losing everything & rebuilding through real estate  07:15 – Pivoting from mortgage broker to investor & realtor  09:20 – From single-family homes to multifamily investing  12:40 – Investing across multiple states & asset classes  13:15 – Boutique hotels, short-term rentals & international resorts  16:10 – What actually makes a deal a “cash cow”  18:45 – The biggest lessons learned managing investor capital  20:10 – Coaching women into confident real estate investors  22:20 – Creative finance explained: subject-to & seller financing  24:30 – How subject-to deals really work (and common misconceptions)  27:40 – Living off cash flow & creating job-optional life 31:30 – Why women invest differently — and why it matters  34:10 – Best advice Joanna has ever received 35:45 – Joanna’s favorite quote & personal mantra 40:30 – How to connect with Jo Anna Wright    ➕ Follow Serena Holmes for all things related to business, entrepreneurship, real estate, investing, wealth (and more!).  I'm on a mission to help others create wealth because "when you invest in yourself, the sky's the limit" 🚀  __________________  Attention Real Estate Investors! Raise your first (or next) $1-3 million in the next 90 days without relying on the bank, joint ventures, private lenders or cold calls. Learn more about this proven system! __________________ Want to invest in real estate with all of the security and cash flow of ownership, but none of the landlord headaches? Learn more about SHARE, one of the largest asset management companies in the United States, with a turnkey "done for you" ownership program for investors. Find out more! __________________  Financial Advisors! Let me introduce you to your new secret weapon to help you land new clients, and maintain them for many years to come. Advisor Innovation Lab provides AI powered client intelligence for modern financial advisors to help them become trusted partners through life’s most important transitions.  __________________  How would you like to get paid for your opinion?! Sign up with User Interviews & start earning! __________________ 📧 Sign Up For My Monthly ROI Report on LinkedIn! It's loaded with valuable content for buyers, sellers, investors, and homeowners. __________________  💰 Turn content into connection! At Executive Lens, we curate compelling content to help busy business owners, executives, and investors build powerful personal brands on LinkedIn and beyond. After all, attraction is the ultimate flex!  💫Download our FREE EBOOK - The Ultimate Guide To Building Your Personal Brand On Linked 💫 __________________  🎙️Want To Be Featured On Podcasts Ranking In The Top 5%? Find Out How You Can Get Featured To Build Your Personal Brand. Find out more about That1💯  __________________  🚀 CHECK OUT MORE INCREDIBLE CONTENT ON ‘INSPIRED TO INVEST” 🚀 👉🏼YouTube & Instagram    __________________         LET’S CONNECT ON SOCIAL MEDIA 💥  → Instagram→ LinkedIn→ TikTok→ Online Serena Holmes is a licensed REALTOR®, real estate investor, real estate investing coach, podcast host, published author and chief content officer of Executive Lens. She is also the former CEO of Tigris Events, a multi award winning brand experience agency.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.