If You Have an IRA or 401(k), Do This One Thing Every Year
Wed Feb 04 2026
Schedule a free call with a New Account Specialist: https://www.iraclub.com/podcast-link/
What’s the one retirement planning task that takes just minutes but can save your family months—or even years—of stress and legal headaches?
In this episode of The Investors Row Podcast, IRA Club President Dennis Blitz joins host Kasia Baldus to discuss one of the most overlooked aspects of retirement planning: reviewing and updating your IRA and 401(k) beneficiaries.
Many investors assume their retirement accounts will automatically go to the “right” person—but outdated beneficiary designations can override wills, trusts, and even current marriages. Dennis explains why IRA administrators cannot change beneficiaries after death, how courts typically handle these disputes, and why failing to update this information can unintentionally leave assets to an ex-spouse or unintended heir.
DISCLAIMER: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.
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Schedule a free call with a New Account Specialist: https://www.iraclub.com/podcast-link/ What’s the one retirement planning task that takes just minutes but can save your family months—or even years—of stress and legal headaches? In this episode of The Investors Row Podcast, IRA Club President Dennis Blitz joins host Kasia Baldus to discuss one of the most overlooked aspects of retirement planning: reviewing and updating your IRA and 401(k) beneficiaries. Many investors assume their retirement accounts will automatically go to the “right” person—but outdated beneficiary designations can override wills, trusts, and even current marriages. Dennis explains why IRA administrators cannot change beneficiaries after death, how courts typically handle these disputes, and why failing to update this information can unintentionally leave assets to an ex-spouse or unintended heir. DISCLAIMER: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.