Neem - building the Stripe of Pakistan for 250 million people
Fri Nov 21 2025
Neem is a Pakistan-based fintech startup building the payments infrastructure that simply doesn't exist in the world's fifth largest country. While 71% of transactions still happen in cash, businesses juggle 10+ payment providers just to collect money or pay vendors. Neem has built the full stack: collections, disbursements, branded wallets, and unified reconciliation—all through a single API.
Founded by Vladimira, Nadeem, and Naeem—a former fintech accelerator builder, the ex-CEO of Pakistan's largest fintech JazzCash, and a former Pakistani Minister of Investment—Neem went live in January 2025 and already powers 50+ enterprise clients including the country's largest logistics provider (2 million packages/day), three top insurers, and healthcare platforms serving millions of patients.
With digital transactions growing 40% year over year and government backing the shift to cashless, Neem is laying the financial rails for 2.5 million+ underserved businesses in a market where Stripe, Razorpay, and Adyen don't operate.
Angel investor Mahrukh Qadeer joins the Investor Talk at the end of this podcast.
Hosted by Maaike Doyer & Hester Spiegel, founders of Epic Angels.
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Neem is a Pakistan-based fintech startup building the payments infrastructure that simply doesn't exist in the world's fifth largest country. While 71% of transactions still happen in cash, businesses juggle 10+ payment providers just to collect money or pay vendors. Neem has built the full stack: collections, disbursements, branded wallets, and unified reconciliation—all through a single API. Founded by Vladimira, Nadeem, and Naeem—a former fintech accelerator builder, the ex-CEO of Pakistan's largest fintech JazzCash, and a former Pakistani Minister of Investment—Neem went live in January 2025 and already powers 50+ enterprise clients including the country's largest logistics provider (2 million packages/day), three top insurers, and healthcare platforms serving millions of patients. With digital transactions growing 40% year over year and government backing the shift to cashless, Neem is laying the financial rails for 2.5 million+ underserved businesses in a market where Stripe, Razorpay, and Adyen don't operate. Angel investor Mahrukh Qadeer joins the Investor Talk at the end of this podcast. Hosted by Maaike Doyer & Hester Spiegel, founders of Epic Angels.