198: Parenting With Purpose: Passing on Healthy Beliefs About Money
Tue Feb 03 2026
One of the most powerful (and often unspoken) ways we shape our kids’ relationship with money is through our own financial values and beliefs. The way we talk about money, how we feel about money and the habits we build around money ultimately become inherited by our children.
In this solo episode, I reflect on the big hand we play as parents in creating our kids' money stories. I also explore what it looks like to model healthier financial skills with intention, clarity, and compassion—and why this work is as much a gift to ourselves as it is to the next generation.
Modeling Healthy Money Skills for the Next GenerationOur kids look to us for guidance. They’re always watching us, listening to us and absorbing everything we say and do, and it’s no different when it comes to money. We’re the ones teaching them and planting those seeds—whether we mean to be or not.
The way we talk about money, react to stress, or make everyday decisions becomes the foundation of their financial narrative, shaping what they believe is normal, possible, or scary. That’s why it’s really important to stop and think about what we want to be modeling to our kids about money.
Start by getting clear on your own values around money, including:
What you want your kids to emotionally associate with money (stress, confidence, neutrality, joy).The beliefs you want to model around responsibility, self-sufficiency, generosity, and justice.
When you become more intentional with both your beliefs and your emotions, you create space for open conversations, skill-building, and confidence—helping your children develop a relationship with money that feels grounded, empowered, and aligned with the life you want for them.
Raising Money-Aware Kids in an Intentional Way
Look for moments where everyday language and emotional reactions become powerful teaching tools. You’ll notice how small shifts in awareness can transform money from a source of stress or silence into something you and your kids can talk about with honesty, clarity, and care.
(00:06:45) Modeling Healthy Money Habits
(00:08:01) Teaching Kids to Talk About Money
(00:11:16) Navigating Emotional Reactions Around Finances
Building a Healthier Money Story at HomeYour words, reactions, and everyday habits quietly shape the money stories your kids carry into adulthood. By getting honest with your own values around money, you can model what you actually want to pass on to them, instead of defaulting to inherited beliefs or unconscious patterns. You’ll also start to notice how emotional responses like stress, avoidance, or openness become powerful teachers, often more impactful than any formal lesson.
This creates space to rethink money as a tool and a form of power that can be used responsibly and in alignment with your values. Ultimately, it’s about giving your kids practical skills, emotional confidence, and a healthier relationship with money than many of us were ever taught.
Ready to Improve your Business Money Skills?Are you a Solo Private Practice Owner?
I made this course just for you: Money Skills for Therapists. My signature course has been carefully designed to take therapists from money confusion, shame, and uncertainty – to calm and confidence. In this course I give you everything you need to create financial peace of mind as a therapist in solo private practice.
Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”
This masterclass is your way to get a feel for my approach, learn...
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One of the most powerful (and often unspoken) ways we shape our kids’ relationship with money is through our own financial values and beliefs. The way we talk about money, how we feel about money and the habits we build around money ultimately become inherited by our children. In this solo episode, I reflect on the big hand we play as parents in creating our kids' money stories. I also explore what it looks like to model healthier financial skills with intention, clarity, and compassion—and why this work is as much a gift to ourselves as it is to the next generation. Modeling Healthy Money Skills for the Next GenerationOur kids look to us for guidance. They’re always watching us, listening to us and absorbing everything we say and do, and it’s no different when it comes to money. We’re the ones teaching them and planting those seeds—whether we mean to be or not. The way we talk about money, react to stress, or make everyday decisions becomes the foundation of their financial narrative, shaping what they believe is normal, possible, or scary. That’s why it’s really important to stop and think about what we want to be modeling to our kids about money. Start by getting clear on your own values around money, including: What you want your kids to emotionally associate with money (stress, confidence, neutrality, joy).The beliefs you want to model around responsibility, self-sufficiency, generosity, and justice. When you become more intentional with both your beliefs and your emotions, you create space for open conversations, skill-building, and confidence—helping your children develop a relationship with money that feels grounded, empowered, and aligned with the life you want for them. Raising Money-Aware Kids in an Intentional Way Look for moments where everyday language and emotional reactions become powerful teaching tools. You’ll notice how small shifts in awareness can transform money from a source of stress or silence into something you and your kids can talk about with honesty, clarity, and care. (00:06:45) Modeling Healthy Money Habits (00:08:01) Teaching Kids to Talk About Money (00:11:16) Navigating Emotional Reactions Around Finances Building a Healthier Money Story at HomeYour words, reactions, and everyday habits quietly shape the money stories your kids carry into adulthood. By getting honest with your own values around money, you can model what you actually want to pass on to them, instead of defaulting to inherited beliefs or unconscious patterns. You’ll also start to notice how emotional responses like stress, avoidance, or openness become powerful teachers, often more impactful than any formal lesson. This creates space to rethink money as a tool and a form of power that can be used responsibly and in alignment with your values. Ultimately, it’s about giving your kids practical skills, emotional confidence, and a healthier relationship with money than many of us were ever taught. Ready to Improve your Business Money Skills?Are you a Solo Private Practice Owner? I made this course just for you: Money Skills for Therapists. My signature course has been carefully designed to take therapists from money confusion, shame, and uncertainty – to calm and confidence. In this course I give you everything you need to create financial peace of mind as a therapist in solo private practice. Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.” This masterclass is your way to get a feel for my approach, learn...