Navigating Non-QM Loans for Self-Employed Borrowers - EP 42
Thu Feb 05 2026
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with mortgage broker Alejandro Szita to break down Non-QM loans and why they are often the smartest solution for self-employed borrowers, entrepreneurs, and creatives. Alejandro explains what Non-QM really means, how conventional guidelines fall short for business owners, and why time, flexibility, and holistic underwriting matter more than chasing the lowest rate.
🎧 Hosted by: Natalie Salins
👤 Guest:🏡 Alejandro Szita – Mortgage Broker & Founder of Prosperity Lending
Alejandro Szita is a mortgage broker and founder of Prosperity Lending, specializing in financing solutions for artists, entrepreneurs, and self-employed professionals. With experience in real estate since 2006 across residential, commercial, and capital-raising roles, he is known for structuring loans for complex income profiles and is a regular guest on real estate and finance podcasts.
💡 What You’ll Learn:
✔️ What Non-QM loans actually mean (and what they don’t)
✔️ When Non-QM makes more sense than conventional financing
✔️ Why self-employed borrowers struggle with traditional guidelines
✔️ How Freddie Mac and Fannie Mae differ for business owners
✔️ Lending advice for first-time buyers and loan officers
🎵 Whether you're an investor, agent, or homebuyer, this episode offers valuable insights!
💼 Connect with Alejandro Szita:
🌐 Website → https://www.prosperitylending.us/
🎙 Follow Natalie Salins – Mortgage On My Mind:
🌎 Website → https://movement.com/lo/natalie-salins
📘 Facebook → https://www.facebook.com/natalie.salins/
📷 Instagram → https://www.instagram.com/natalie_salins/?hl=en
🔗 LinkedIn → https://www.linkedin.com/in/natalie-salins-1029583b
🔖 Don’t Forget to LIKE 👍, SUBSCRIBE 🔔 & COMMENT 💬 Below!
💎 Produced by Icons of Real Estate – https://iconsofrealestate.com/
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🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with mortgage broker Alejandro Szita to break down Non-QM loans and why they are often the smartest solution for self-employed borrowers, entrepreneurs, and creatives. Alejandro explains what Non-QM really means, how conventional guidelines fall short for business owners, and why time, flexibility, and holistic underwriting matter more than chasing the lowest rate. 🎧 Hosted by: Natalie Salins 👤 Guest:🏡 Alejandro Szita – Mortgage Broker & Founder of Prosperity Lending Alejandro Szita is a mortgage broker and founder of Prosperity Lending, specializing in financing solutions for artists, entrepreneurs, and self-employed professionals. With experience in real estate since 2006 across residential, commercial, and capital-raising roles, he is known for structuring loans for complex income profiles and is a regular guest on real estate and finance podcasts. 💡 What You’ll Learn: ✔️ What Non-QM loans actually mean (and what they don’t) ✔️ When Non-QM makes more sense than conventional financing ✔️ Why self-employed borrowers struggle with traditional guidelines ✔️ How Freddie Mac and Fannie Mae differ for business owners ✔️ Lending advice for first-time buyers and loan officers 🎵 Whether you're an investor, agent, or homebuyer, this episode offers valuable insights! 💼 Connect with Alejandro Szita: 🌐 Website → https://www.prosperitylending.us/ 🎙 Follow Natalie Salins – Mortgage On My Mind: 🌎 Website → https://movement.com/lo/natalie-salins 📘 Facebook → https://www.facebook.com/natalie.salins/ 📷 Instagram → https://www.instagram.com/natalie_salins/?hl=en 🔗 LinkedIn → https://www.linkedin.com/in/natalie-salins-1029583b 🔖 Don’t Forget to LIKE 👍, SUBSCRIBE 🔔 & COMMENT 💬 Below! 💎 Produced by Icons of Real Estate – https://iconsofrealestate.com/