UNLOCKING REAL ESTATE INVESTMENT with the Pinnacle DSCR LOAN
Fri Jan 24 2025
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Pinnacle Loans is not just a lender; they are a partner in your journey towards building wealth through real estate.
By offering DSCR loans, they remove many of the traditional barriers to property investment, allowing for creative and scalable strategies that can lead to a thriving portfolio of rental properties.
A DSCR loan is a type of non-qualified mortgage (non-QM) that focuses on the cash flow generated by the property itself rather than the personal income of the investor. The debt-service coverage ratio is calculated by dividing the property's net operating income by its debt obligations, including principal, interest, taxes, insurance, and sometimes association dues. A DSCR of 1 means the income just covers the debt; above 1, like 1.2 or 1.25, is typically seen as desirable because it indicates positive cash flow, suggesting the property can support the loan payments and then some.
Whether you're just starting or looking to expand an already substantial investment portfolio, Pinnacle Loans' approach to financing is designed to support your ambitions with the flexibility, speed, and insight that today's real estate market demands.
With the right financing partner like Pinnacle Loans,, you're equipped to navigate those challenges and capitalize on opportunities in the rental property market. ThePinnacleLoans.com 314-280-5662 Chris Gianino
Get Approved in 15 Minutes. Close in 2 weeks.
Pinnacle Real Estate Advisor Home Loans 2020 Marconi Ave. St. Louis, Mo 63110 Mobile 314.280.5662 | Fax 314.219.4592 NMLS ID 252641 | Company NMLS 1751117
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Send us a text Pinnacle Loans is not just a lender; they are a partner in your journey towards building wealth through real estate. By offering DSCR loans, they remove many of the traditional barriers to property investment, allowing for creative and scalable strategies that can lead to a thriving portfolio of rental properties. A DSCR loan is a type of non-qualified mortgage (non-QM) that focuses on the cash flow generated by the property itself rather than the personal income of the investor. The debt-service coverage ratio is calculated by dividing the property's net operating income by its debt obligations, including principal, interest, taxes, insurance, and sometimes association dues. A DSCR of 1 means the income just covers the debt; above 1, like 1.2 or 1.25, is typically seen as desirable because it indicates positive cash flow, suggesting the property can support the loan payments and then some. Whether you're just starting or looking to expand an already substantial investment portfolio, Pinnacle Loans' approach to financing is designed to support your ambitions with the flexibility, speed, and insight that today's real estate market demands. With the right financing partner like Pinnacle Loans,, you're equipped to navigate those challenges and capitalize on opportunities in the rental property market. ThePinnacleLoans.com 314-280-5662 Chris Gianino Get Approved in 15 Minutes. Close in 2 weeks. Pinnacle Real Estate Advisor Home Loans 2020 Marconi Ave. St. Louis, Mo 63110 Mobile 314.280.5662 | Fax 314.219.4592 NMLS ID 252641 | Company NMLS 1751117 https://www.thepinnacleloans.com/podcast https://www.facebook.com/pinnacleadvisor https://www.facebook.com/thepinnacleloans https://www.instagram.com/the_pinnacle_loans/ https://www.linkedin.com/in/chrisgianino/ https://www.linkedin.com/company/7965665/admin/feed/posts/ https://www.tiktok.com/@thepinnacleloans