Using Home Equity to Build a Rental Portfolio (Without Selling Your Home)
Tue Jan 27 2026
👉 Watch me analyze a real $135K rental property in under 10 minutes:
https://ladyluckinvestments.com/dealbankwatch
How do people actually get the money to invest in real estate?
This is one of the most common questions I get from investors, especially those living in expensive markets who feel stuck saving forever.
In this episode, I break down the real, practical ways everyday people fund rental property investments. We talk through saving for your first property, using retirement accounts, partnering with others, and how DSCR loans make investing with partners easier than most people think.
We also dive into one of my favorite strategies when used correctly: leveraging home equity through HELOCs and refinances to buy cash-flowing rental properties in affordable markets like Indianapolis and Memphis.
This is not about taking reckless risks or maxing out leverage. It is about understanding your options so you can stop sitting in analysis paralysis and start taking action with confidence.
If you have ever wondered whether using home equity makes sense, how investors scale after their first rental, or how people build portfolios without waiting decades, this episode will give you clarity.
If you found this episode helpful, please leave a review and share it with someone who needs to hear it. Your support helps this podcast grow and reach more future investors.
🚨 FREE Real Estate Investor Resources
👉 Watch me analyze a real $135K rental property in under 10 minutes:
https://ladyluckinvestments.com/dealbankwatch
Join My FREE investor community: https://www.skool.com/passiverentals-free/about?ref=podcast
Apply for 1-on-1 Coaching: https://www.passivelyrichwithrentals.com/scheduling
Instagram: https://www.instagram.com/themelissanash
YouTube: https://www.youtube.com/@themelissanash
🩷🩷🩷 Rate This Podcast: https://ratethispodcast.com/passive
SPONSORS:
Form your LLC for under $200: http://shrsl.com/2qfxn-1hzb-kp67
Free course: Make your money work harder while saving for your next rental. https://tardus.com/mini-course/?refAccId=003TN00000U91oRYAR
Want to learn more? https://www.passivelyrichwithrentals.com/
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👉 Watch me analyze a real $135K rental property in under 10 minutes: https://ladyluckinvestments.com/dealbankwatch How do people actually get the money to invest in real estate? This is one of the most common questions I get from investors, especially those living in expensive markets who feel stuck saving forever. In this episode, I break down the real, practical ways everyday people fund rental property investments. We talk through saving for your first property, using retirement accounts, partnering with others, and how DSCR loans make investing with partners easier than most people think. We also dive into one of my favorite strategies when used correctly: leveraging home equity through HELOCs and refinances to buy cash-flowing rental properties in affordable markets like Indianapolis and Memphis. This is not about taking reckless risks or maxing out leverage. It is about understanding your options so you can stop sitting in analysis paralysis and start taking action with confidence. If you have ever wondered whether using home equity makes sense, how investors scale after their first rental, or how people build portfolios without waiting decades, this episode will give you clarity. If you found this episode helpful, please leave a review and share it with someone who needs to hear it. Your support helps this podcast grow and reach more future investors. 🚨 FREE Real Estate Investor Resources 👉 Watch me analyze a real $135K rental property in under 10 minutes: https://ladyluckinvestments.com/dealbankwatch Join My FREE investor community: https://www.skool.com/passiverentals-free/about?ref=podcast Apply for 1-on-1 Coaching: https://www.passivelyrichwithrentals.com/scheduling Instagram: https://www.instagram.com/themelissanash YouTube: https://www.youtube.com/@themelissanash 🩷🩷🩷 Rate This Podcast: https://ratethispodcast.com/passive SPONSORS: Form your LLC for under $200: http://shrsl.com/2qfxn-1hzb-kp67 Free course: Make your money work harder while saving for your next rental. https://tardus.com/mini-course/?refAccId=003TN00000U91oRYAR Want to learn more? https://www.passivelyrichwithrentals.com/