Rants and Gems #165 Trump Says $200 BILLION Will Drop Mortgage Rates-Here’s the Truth
Fri Jan 09 2026
Trump says he wants to buy $200 BILLION in mortgage bonds to drive mortgage rates down.
Sounds bold — but does it actually work?
In this live breakdown, I separate headlines from reality and explain how mortgage rates really move.
We cover:
• Can a President actually direct mortgage bond buying?
• Who controls mortgage rates vs who gets blamed
• How Mortgage-Backed Securities (MBS) actually affect rates
• What Fannie Mae and Freddie Mac can — and cannot — do
• Whether MBS buying really lowers monthly payments
• What the Federal Reserve is doing right now
• Why lower rates alone don’t fix housing affordability
• What buyers and investors should actually focus on in 2026
No politics. No hype. Just real mortgage and housing market education.
If you want to understand how rates work — not just react to headlines — this live is for you.
Support this podcast at — https://redcircle.com/rants-and-gems/donations
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy
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Trump says he wants to buy $200 BILLION in mortgage bonds to drive mortgage rates down. Sounds bold — but does it actually work? In this live breakdown, I separate headlines from reality and explain how mortgage rates really move. We cover: • Can a President actually direct mortgage bond buying? • Who controls mortgage rates vs who gets blamed • How Mortgage-Backed Securities (MBS) actually affect rates • What Fannie Mae and Freddie Mac can — and cannot — do • Whether MBS buying really lowers monthly payments • What the Federal Reserve is doing right now • Why lower rates alone don’t fix housing affordability • What buyers and investors should actually focus on in 2026 No politics. No hype. Just real mortgage and housing market education. If you want to understand how rates work — not just react to headlines — this live is for you. Support this podcast at — https://redcircle.com/rants-and-gems/donations Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy