Mortgage Broker: Honest truth of how to afford a home in high cost areas
Thu Jul 10 2025
Chapters:
00:00- Preview
00:46-Intro
01:25-What you don’t know about mortgage brokers
04:48-Expectations people have about financing a home
09:19-the debts that most people are carrying
12:27-The 4 basic steps to wealth
15:30-Buying power examples
23:01-Do mortgage calculators work?
25:30-Buyers remorse
33:40-expenses: renting vs. owning
37:35-Buying for investment vs. primary residence
41:28-How much down payment do you REALLY need?
45:45-When housing inventory will SPIKE in the Bay Area
51:05-What the average Bay Area family can afford
54:55-Different home loans and their strategies
59:12-Is a 15-yr mortgage better?
1:04:12-What are reverse mortgages
1:16:38-How will Trump’s policies affect the interest rates?
1:22:30-ways to cover closing costs
1:29:11-Which homes appreciate the fastest
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Chapters: 00:00- Preview 00:46-Intro 01:25-What you don’t know about mortgage brokers 04:48-Expectations people have about financing a home 09:19-the debts that most people are carrying 12:27-The 4 basic steps to wealth 15:30-Buying power examples 23:01-Do mortgage calculators work? 25:30-Buyers remorse 33:40-expenses: renting vs. owning 37:35-Buying for investment vs. primary residence 41:28-How much down payment do you REALLY need? 45:45-When housing inventory will SPIKE in the Bay Area 51:05-What the average Bay Area family can afford 54:55-Different home loans and their strategies 59:12-Is a 15-yr mortgage better? 1:04:12-What are reverse mortgages 1:16:38-How will Trump’s policies affect the interest rates? 1:22:30-ways to cover closing costs 1:29:11-Which homes appreciate the fastest