Stop Gambling on Retirement: Secure Guaranteed Income with No Market Risk
Wed Oct 22 2025
Are you at or near retirement, worried that a market crash could wipe out your nest egg? Many financial plans are based on "Red Money"—hypothetical growth and risky spend-down strategies (like the flawed 4% rule) that leave you exposed to devastating losses.
In this episode of Safe Money and Income Radio, host Darrell Blackman (military veteran, federal retirement consultant, and leader in finance as recognized by Top 100 Magazine) introduces the "Green Money" strategy. This is a contractually guaranteed approach, often using insurance-based products, that allows you to participate in market gains but never suffer market losses.
In this episode, you'll learn:
The "Red Money vs. Green Money" Philosophy: Why you must distinguish between money you can afford to risk and money you cannot afford to lose.
Why the 4% Rule Fails: The danger of "spend-down" planning and the massive impact of "sequential rate of return risk."
The "Annual Reset" Concept: Darrell uses a roller coaster analogy to explain how this strategy locks in your gains each year so your account value never goes backward due to a market downturn.
How to Secure Lifetime Income: Discover how you can get guaranteed income you can't outlive, often with upfront bonuses (up to 10%) and guaranteed income account growth (up to 7%).
This episode is for those age 50+ with at least $100,000 in retirement savings.
To request your complimentary, 115-page "Safe Money and Income" book and kit, call Darrell Blackman's team 24/7 at 844-837-SAFE (844-837-7233).
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Are you at or near retirement, worried that a market crash could wipe out your nest egg? Many financial plans are based on "Red Money"—hypothetical growth and risky spend-down strategies (like the flawed 4% rule) that leave you exposed to devastating losses. In this episode of Safe Money and Income Radio, host Darrell Blackman (military veteran, federal retirement consultant, and leader in finance as recognized by Top 100 Magazine) introduces the "Green Money" strategy. This is a contractually guaranteed approach, often using insurance-based products, that allows you to participate in market gains but never suffer market losses. In this episode, you'll learn: The "Red Money vs. Green Money" Philosophy: Why you must distinguish between money you can afford to risk and money you cannot afford to lose. Why the 4% Rule Fails: The danger of "spend-down" planning and the massive impact of "sequential rate of return risk." The "Annual Reset" Concept: Darrell uses a roller coaster analogy to explain how this strategy locks in your gains each year so your account value never goes backward due to a market downturn. How to Secure Lifetime Income: Discover how you can get guaranteed income you can't outlive, often with upfront bonuses (up to 10%) and guaranteed income account growth (up to 7%). This episode is for those age 50+ with at least $100,000 in retirement savings. To request your complimentary, 115-page "Safe Money and Income" book and kit, call Darrell Blackman's team 24/7 at 844-837-SAFE (844-837-7233).