Managing debt and mortgages with Jinesh Vohra
Fri Jan 30 2026
How much will your mortgage really cost you over your lifetime — and what if there was a simple way to avoid carrying debt for so long?
In this episode, we’re joined by Social Impact Pioneer Jinesh Vohra, founder of Sprive, the UK’s fastest-growing mortgage platform designed to help homeowners reduce mortgage debt faster and save thousands in interest. Jinesh brings a powerful mix of personal experience, fintech insight, and entrepreneurial resilience, and sheds light on why mortgage debt has become one of the biggest financial pressures facing households today.
Jinesh began his career in corporate finance at Goldman Sachs, where he spent 14 years seeing first-hand how financial systems are built to make borrowing easy, but rarely to help people escape long-term debt. Jinesh’s turning point came when he took out his own mortgage and was shocked at the numbers: the realisation that for every pound borrowed, he’d pay around 50p in interest.
Determined to take back control, Jinesh set out to clear his mortgage in just five years, and succeeded, becoming mortgage-free by age 32. That experience inspired him to help others overcome debt too. He built Sprive, a platform launched in 2021 that helps homeowners make mortgage overpayments easier through automation and cashback earned on everyday spending.
Now, Sprive works with 14 major lenders and over 2,500 brands, including Amazon, major supermarkets, and leading high-street retailers, helping users save over £100 million in mortgage interest and gain peace of mind through faster debt reduction.
In this conversation, Jinesh explores:
• Why mortgage debt is rising across the UK and globally
• How longer mortgage terms are becoming the norm, with many paying into retirement
• How everyday spending can be redirected toward mortgage repayment
• And what it takes to leave a high-paying career to build a fintech startup from scratch.
Whether you’re looking to understand how we can better manage debt, looking for inspiration and advice on starting or scaling your impact business or generally looking for some inspiration – this conversation is for you.
Links:
Sprive: https://sprive.com
Jinesh Vohra | LinkedIn: https://www.linkedin.com/in/jinesh-vohra/
Citizen’s Advice | Help with Debt: https://www.citizensadvice.org.uk/debt-and-money/help-with-debt/
And if you liked this conversation, try:
Talent Development, Social Impact & the Future of Work with Banalata, DHL Group: https://businessfightspoverty.org/talent-development-social-impact-the-future-of-work-with-banalata-dhl-group/
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How much will your mortgage really cost you over your lifetime — and what if there was a simple way to avoid carrying debt for so long? In this episode, we’re joined by Social Impact Pioneer Jinesh Vohra, founder of Sprive, the UK’s fastest-growing mortgage platform designed to help homeowners reduce mortgage debt faster and save thousands in interest. Jinesh brings a powerful mix of personal experience, fintech insight, and entrepreneurial resilience, and sheds light on why mortgage debt has become one of the biggest financial pressures facing households today. Jinesh began his career in corporate finance at Goldman Sachs, where he spent 14 years seeing first-hand how financial systems are built to make borrowing easy, but rarely to help people escape long-term debt. Jinesh’s turning point came when he took out his own mortgage and was shocked at the numbers: the realisation that for every pound borrowed, he’d pay around 50p in interest. Determined to take back control, Jinesh set out to clear his mortgage in just five years, and succeeded, becoming mortgage-free by age 32. That experience inspired him to help others overcome debt too. He built Sprive, a platform launched in 2021 that helps homeowners make mortgage overpayments easier through automation and cashback earned on everyday spending. Now, Sprive works with 14 major lenders and over 2,500 brands, including Amazon, major supermarkets, and leading high-street retailers, helping users save over £100 million in mortgage interest and gain peace of mind through faster debt reduction. In this conversation, Jinesh explores: • Why mortgage debt is rising across the UK and globally • How longer mortgage terms are becoming the norm, with many paying into retirement • How everyday spending can be redirected toward mortgage repayment • And what it takes to leave a high-paying career to build a fintech startup from scratch. Whether you’re looking to understand how we can better manage debt, looking for inspiration and advice on starting or scaling your impact business or generally looking for some inspiration – this conversation is for you. Links: Sprive: https://sprive.com Jinesh Vohra | LinkedIn: https://www.linkedin.com/in/jinesh-vohra/ Citizen’s Advice | Help with Debt: https://www.citizensadvice.org.uk/debt-and-money/help-with-debt/ And if you liked this conversation, try: Talent Development, Social Impact & the Future of Work with Banalata, DHL Group: https://businessfightspoverty.org/talent-development-social-impact-the-future-of-work-with-banalata-dhl-group/