New 401k Catch Up Rules 4 High Earners
Thu Nov 13 2025
The information we provide is our opinion and not necessarily that of our firm or this platform. We provide general information on the podcast, not any customized investment advice. Nothing should be construed as financial, tax, or legal advice. You should consult with your own professionals about your personal situationIn this episode, Kris Flammang is joined by guest host Colin Habig to break down the new 401(k) catch-up contribution rules under SECURE Act 2.0—and how they specifically impact high earners and plan sponsors.Starting in 2026, individuals making over $145,000 annually will see big changes in how they can contribute catch-up dollars—and Roth contributions may be the only option. Whether you're a high-income employee or a business owner running a retirement plan, this is your heads-up episode.➤ What You’ll Learn→ The key 401(k) changes coming for earners above $145K→ How Roth-only catch-up rules will affect retirement strategies→ What small business owners and plan sponsors need to do NOW→ Compliance and automation strategies to avoid mistakes→ The timeline for plan amendments and why 2026 matters🎯 Bottom Line:Catch-up contributions aren’t going away—but they are changing fast. Tune in to get ahead of the curve and protect your retirement strategy.📌 Resources & Contact→ Learn more: https://www.lpfadvisors.com→ Connect with Kris: LinkedIn→ Connect with Colin: LinkedIn→ Subscribe to the podcast for more smart money strategies for HENRYs (High Earners, Not Rich Yet)New boost
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The information we provide is our opinion and not necessarily that of our firm or this platform. We provide general information on the podcast, not any customized investment advice. Nothing should be construed as financial, tax, or legal advice. You should consult with your own professionals about your personal situationIn this episode, Kris Flammang is joined by guest host Colin Habig to break down the new 401(k) catch-up contribution rules under SECURE Act 2.0—and how they specifically impact high earners and plan sponsors.Starting in 2026, individuals making over $145,000 annually will see big changes in how they can contribute catch-up dollars—and Roth contributions may be the only option. Whether you're a high-income employee or a business owner running a retirement plan, this is your heads-up episode.➤ What You’ll Learn→ The key 401(k) changes coming for earners above $145K→ How Roth-only catch-up rules will affect retirement strategies→ What small business owners and plan sponsors need to do NOW→ Compliance and automation strategies to avoid mistakes→ The timeline for plan amendments and why 2026 matters🎯 Bottom Line:Catch-up contributions aren’t going away—but they are changing fast. Tune in to get ahead of the curve and protect your retirement strategy.📌 Resources & Contact→ Learn more: https://www.lpfadvisors.com→ Connect with Kris: LinkedIn→ Connect with Colin: LinkedIn→ Subscribe to the podcast for more smart money strategies for HENRYs (High Earners, Not Rich Yet)New boost Learn more about your ad choices. Visit megaphone.fm/adchoices