Is Affordable Housing Really Gone for Good?
Fri Feb 06 2026
For years, buyers and landlords have heard the same advice: just wait.When mortgage rates fall, housing will become affordable again.
But new data suggests that returning to pre-pandemic affordability would require mortgage rates, wages, or home prices to move in ways that are historically unlikely.
In this episode of Landlord Lens, we unpack why the housing market may not be facing a temporary disruption, but a structural shift that’s been building for decades.
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For years, buyers and landlords have heard the same advice: just wait.When mortgage rates fall, housing will become affordable again. But new data suggests that returning to pre-pandemic affordability would require mortgage rates, wages, or home prices to move in ways that are historically unlikely. In this episode of Landlord Lens, we unpack why the housing market may not be facing a temporary disruption, but a structural shift that’s been building for decades.