Infinite Banking Explained: An Alternative to 401(k)s and Retirement Accounts
Tue Jan 27 2026
Most people are taught to save, invest in a 401(k), and hope it all works out in retirement. But what if that system isn’t designed to give you control when you need it most? For many in midlife, rising debt, taxes, and long-term care costs expose the cracks in traditional financial planning. That’s why today’s guest matters.
We’re joined by Brent Kesler, founder of The Money Multiplier, to break down an alternative approach to building and using wealth. Brent shares how he went from nearly $1 million in debt to debt-free in just over three years by rethinking cash flow, private family banking, and dividend-paying whole life insurance. He explains how this strategy can be used to pay off debt, invest in real estate, fund retirement, and maintain control of your money — without relying solely on Wall Street or traditional retirement accounts.
My website with more Medicare resources, books, courses, and more: https://prepareformedicare.com
I recommend my wife’s Medicare insurance agency, but there’s never any obligation or pressure to work with her team. Here's more information if you're interested: https://brickhouseagency.com
The Matt Feret Show is about thriving in midlife, retirement, and beyond. Each week, Matt shares smart conversations on Medicare, Social Security, retirement planning, health, wealth, wellness, caregiving, and life after 50.
Explore more episodes and sign up for The Matt Feret Newsletter: TheMattFeretShow.com
Need Medicare help? Book a no-obligation consultation: BrickhouseAgency.com
Watch full episodes on YouTube: The Matt Feret Show
Subscribe on Apple, Spotify, or YouTube for more insights on wealth, wisdom, and wellness in retirement.
Hosted on Acast. See acast.com/privacy for more information.
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Most people are taught to save, invest in a 401(k), and hope it all works out in retirement. But what if that system isn’t designed to give you control when you need it most? For many in midlife, rising debt, taxes, and long-term care costs expose the cracks in traditional financial planning. That’s why today’s guest matters. We’re joined by Brent Kesler, founder of The Money Multiplier, to break down an alternative approach to building and using wealth. Brent shares how he went from nearly $1 million in debt to debt-free in just over three years by rethinking cash flow, private family banking, and dividend-paying whole life insurance. He explains how this strategy can be used to pay off debt, invest in real estate, fund retirement, and maintain control of your money — without relying solely on Wall Street or traditional retirement accounts. My website with more Medicare resources, books, courses, and more: https://prepareformedicare.com I recommend my wife’s Medicare insurance agency, but there’s never any obligation or pressure to work with her team. Here's more information if you're interested: https://brickhouseagency.com The Matt Feret Show is about thriving in midlife, retirement, and beyond. Each week, Matt shares smart conversations on Medicare, Social Security, retirement planning, health, wealth, wellness, caregiving, and life after 50. Explore more episodes and sign up for The Matt Feret Newsletter: TheMattFeretShow.com Need Medicare help? Book a no-obligation consultation: BrickhouseAgency.com Watch full episodes on YouTube: The Matt Feret Show Subscribe on Apple, Spotify, or YouTube for more insights on wealth, wisdom, and wellness in retirement. Hosted on Acast. See acast.com/privacy for more information.