Face the Debt You’ve Been Avoiding
Fri Feb 06 2026
💵 Ask Ramsey: Real Ramsey answers, powered by AI.
Rachel Cruze and Dr. John Delony answer your questions and discuss:
“Should we file bankruptcy due to the $350k my husband lost day trading?”
“How do I start to tackle my debt?”
“Should I use a VA loan to buy a home?”
“I feel like I’ll never be able to buy a house”
“Should I cash out my whole life policy?”
“Should I slow down the baby steps to deal with my chronic illness?”
“How do I buy out my “manchild” ex-husband from our house?”
“Should I use a debt relief company or an attorney to settle my tax debt?”
“How do I convince my fiancé to be financially independent from his family?”
“My wife isn’t involved in our finances. Is that a problem?”
“Should we cash out our annuity?”
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💵 Ask Ramsey: Real Ramsey answers, powered by AI. Rachel Cruze and Dr. John Delony answer your questions and discuss: “Should we file bankruptcy due to the $350k my husband lost day trading?” “How do I start to tackle my debt?” “Should I use a VA loan to buy a home?” “I feel like I’ll never be able to buy a house” “Should I cash out my whole life policy?” “Should I slow down the baby steps to deal with my chronic illness?” “How do I buy out my “manchild” ex-husband from our house?” “Should I use a debt relief company or an attorney to settle my tax debt?” “How do I convince my fiancé to be financially independent from his family?” “My wife isn’t involved in our finances. Is that a problem?” “Should we cash out our annuity?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💵 Start your free budget today. Download the EveryDollar app! 💻 Need help with your taxes? See who we trust. 🚢 Cruise with Ramsey: Save $300 this week only! 🔥Microhabits for a better marriage. Download the Together app. Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices