Talk Like an Investor: Real Estate Lingo You Need to Know
Wed Aug 13 2025
Want to sound like a seasoned real estate investor—even if you’re just getting started? In this episode of Uncommon Estate of Mind, we’re cutting the fluff and breaking down the essential real estate terms you actually need to know before buying your first 2–4 unit multifamily property.
Whether you’re aiming for a duplex, triplex, or fourplex, we cover the key concepts that will help you walk into any conversation with a lender, agent, or seller and sound like you belong.
You’ll learn:
✅ What counts as a multifamily property (and why 2–4 units is the sweet spot for beginners)
✅ How owner-occupied loans like FHA (3.5% down) and conventional (5% down) can help you get started
✅ The real meaning behind LTV (Loan-to-Value) and DTI (Debt-to-Income) ratios
✅ The basics of gross rent, NOI (Net Operating Income), and cash flow
✅ Why CapEx can make or break your investment if you’re not prepared
✅ How to calculate your cash-on-cash return and break-even point like a pro
✅ Smart budgeting tips to avoid getting caught off guard after you close
If you’re serious about building generational wealth through house hacking and multifamily investing, this episode is your starter pack.
Resources:
📘 Get The 5-Year Plan – Your step-by-step guide to buying your first 2–4 unit property and building a portfolio fast
FREE guide to buying your first property with little money down: 5-Year Wealth Starter Kit
Learn how to fund your business using personal credit: Fund and Grow
Disclaimer: This Video/Audio and description contains affiliate links, when you sign up using an affiliate link, we earn a small commission. This comes directly from the company and does not affect you in any way.
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Want to sound like a seasoned real estate investor—even if you’re just getting started? In this episode of Uncommon Estate of Mind, we’re cutting the fluff and breaking down the essential real estate terms you actually need to know before buying your first 2–4 unit multifamily property. Whether you’re aiming for a duplex, triplex, or fourplex, we cover the key concepts that will help you walk into any conversation with a lender, agent, or seller and sound like you belong. You’ll learn: ✅ What counts as a multifamily property (and why 2–4 units is the sweet spot for beginners) ✅ How owner-occupied loans like FHA (3.5% down) and conventional (5% down) can help you get started ✅ The real meaning behind LTV (Loan-to-Value) and DTI (Debt-to-Income) ratios ✅ The basics of gross rent, NOI (Net Operating Income), and cash flow ✅ Why CapEx can make or break your investment if you’re not prepared ✅ How to calculate your cash-on-cash return and break-even point like a pro ✅ Smart budgeting tips to avoid getting caught off guard after you close If you’re serious about building generational wealth through house hacking and multifamily investing, this episode is your starter pack. Resources: 📘 Get The 5-Year Plan – Your step-by-step guide to buying your first 2–4 unit property and building a portfolio fast FREE guide to buying your first property with little money down: 5-Year Wealth Starter Kit Learn how to fund your business using personal credit: Fund and Grow Disclaimer: This Video/Audio and description contains affiliate links, when you sign up using an affiliate link, we earn a small commission. This comes directly from the company and does not affect you in any way. Connect with Uncommon Instagram YouTube info@uncommonestateofmind.com Connect with Joey Garba: Instagram Connect with Ademola Dawodu: Instagram Personal