Understanding Property Transfer Tax in Greater Victoria
Mon Feb 02 2026
Property Transfer Tax is one of the biggest, and most misunderstood, costs when buying a home in BC. In today’s episode, we break down: • How Property Transfer Tax is calculated • Which price thresholds really matter • Who qualifies for first-time buyer exemptions (and who doesn’t) • How couples and title structure affect exemptions • Common situations that unexpectedly trigger Property Transfer Tax We’ll also share what buyers, REALTORS®, and mortgage brokers should review before an offer is written to avoid surprises. Clear, practical guidance for buyers and homeowners in Greater Victoria. Hosted by Jane Johnston, Andrew Plank, and Jen Lowe.
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Property Transfer Tax is one of the biggest, and most misunderstood, costs when buying a home in BC. In today’s episode, we break down: • How Property Transfer Tax is calculated • Which price thresholds really matter • Who qualifies for first-time buyer exemptions (and who doesn’t) • How couples and title structure affect exemptions • Common situations that unexpectedly trigger Property Transfer Tax We’ll also share what buyers, REALTORS®, and mortgage brokers should review before an offer is written to avoid surprises. Clear, practical guidance for buyers and homeowners in Greater Victoria. Hosted by Jane Johnston, Andrew Plank, and Jen Lowe.