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Artwork for What the M

What the M

Kent D. McPhail and Stephen M. Hladik
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BusinessPodcastsEN-USunited-statesDaily or near-daily
4.8 / 5
Do you ever wonder who is behind the scenes collecting and processing all those monthly mortgage payments throughout the entire country? In the world of residential mortgages, the mortgage servicing industry is a critical but not always visible player in the lending and home ownership process. Unveiling how mortgage servicers manage the residential homeownership industry is the concept behind “What the M,” a new podcast that discusses the complex issues facing default services and the path forward for the mortgage industry and homeowners alike. The industry is comprised of more than 160 mortgage servicers representing more than 80% of the outstanding principal balances on mortgages in the U.S. Without the involvement of these vital mortgage servicers, obtaining and maintaining a home mortgage as we know it would not exist.“‘What the M’ features industry movers and shakers discussing the challenges faced by mortgage servicers, law firms and the American homeowner,” said Stephen Hladik, one of the co-hosts for the podcast and chair of the Advisory Council of the Legal League 100. “We will discuss trends in the economy, regulatory oversight, changes in the law, changes in technology a
Top 90.9% by pitch volume (Rank #45473 of 50,000)Data updated Feb 10, 2026

Key Facts

Publishes
Daily or near-daily
Episodes
63
Founded
N/A
Category
Business
Number of listeners
Private
Hidden on public pages

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Public snapshot
Audience: Under 4K / month
Canonical: https://podpitch.com/podcasts/what-the-m
Cadence: Active monthly
Reply rate: Under 2%

Latest Episodes

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Episode 63 - Marcel Bryar Returns

Mon Jan 26 2026

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The 63rd episode of What the M features Marcel Bryar, Founder and Managing Director of Mortgage Policy Advisors, LLC. A longtime friend of the show is back for his 2nd visit! Marcel Bryar’s 25+ years of experience in mortgage operations, regulation, and policy oversight make him an invaluable industry resource. We feel incredibly fortunate to have him back on the show to share his thoughts on the rise of contested litigation in default servicing, the challenges servicers face with compensation, and the importance of effectively communicating these complexities to jurors (along with, of course, his latest thoughts on the World Cup!) Welcome BACK to What the M, Marcel!  *************************************************** A huge thank you to our Season 4 sponsor, Black Dome Services. Black Dome Services is a next-generation property services provider, offering a comprehensive range of services tailored to the unique needs of their clients. From property inspections, preservation, maintenance, renovations and various other interior and exterior property related services, you have a trusted leader dedicated to delivering exceptional results and maximizing the value of your properties. For more information, please visit their website at www.blackdomeservices.com or email Vic Draper at Victor.Draper@blackdomeservices.com.

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The 63rd episode of What the M features Marcel Bryar, Founder and Managing Director of Mortgage Policy Advisors, LLC. A longtime friend of the show is back for his 2nd visit! Marcel Bryar’s 25+ years of experience in mortgage operations, regulation, and policy oversight make him an invaluable industry resource. We feel incredibly fortunate to have him back on the show to share his thoughts on the rise of contested litigation in default servicing, the challenges servicers face with compensation, and the importance of effectively communicating these complexities to jurors (along with, of course, his latest thoughts on the World Cup!) Welcome BACK to What the M, Marcel!  *************************************************** A huge thank you to our Season 4 sponsor, Black Dome Services. Black Dome Services is a next-generation property services provider, offering a comprehensive range of services tailored to the unique needs of their clients. From property inspections, preservation, maintenance, renovations and various other interior and exterior property related services, you have a trusted leader dedicated to delivering exceptional results and maximizing the value of your properties. For more information, please visit their website at www.blackdomeservices.com or email Vic Draper at Victor.Draper@blackdomeservices.com.

Key Metrics

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Pitches sent
6
From PodPitch users
Rank
#45473
Top 90.9% by pitch volume (Rank #45473 of 50,000)
Average rating
4.8
Ratings count may be unavailable
Reviews
2
Written reviews (when available)
Publish cadence
Daily or near-daily
Active monthly
Episode count
63
Data updated
Feb 10, 2026
Social followers
7

Public Snapshot

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BusinessPodcasts
Country
United States
Language
EN-US
Language (ISO)
Release cadence
Daily or near-daily
Latest episode date
Mon Jan 26 2026

Audience & Outreach (Public)

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Audience range
Under 4K / month
Public band
Reply rate band
Under 2%
Public band
Response time band
1–2 days
Public band
Replies received
1–5
Public band

Public ranges are rounded for privacy. Unlock the full report for exact values.

Presence & Signals

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Social followers
7
Contact available
Yes
Masked on public pages
Sponsors detected
Yes
Guest format
Yes

Social links

No public profiles listed.

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Audience & Growth
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Monthly listeners49,360
Reply rate18.2%
Avg response4.1 days
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Sponsor mentionsLikely
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How To Pitch What the M

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Reviews

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4.8 / 5
RatingsN/A
Written reviews2

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Frequently Asked Questions About What the M

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What is What the M about?

Do you ever wonder who is behind the scenes collecting and processing all those monthly mortgage payments throughout the entire country? In the world of residential mortgages, the mortgage servicing industry is a critical but not always visible player in the lending and home ownership process. Unveiling how mortgage servicers manage the residential homeownership industry is the concept behind “What the M,” a new podcast that discusses the complex issues facing default services and the path forward for the mortgage industry and homeowners alike. The industry is comprised of more than 160 mortgage servicers representing more than 80% of the outstanding principal balances on mortgages in the U.S. Without the involvement of these vital mortgage servicers, obtaining and maintaining a home mortgage as we know it would not exist.“‘What the M’ features industry movers and shakers discussing the challenges faced by mortgage servicers, law firms and the American homeowner,” said Stephen Hladik, one of the co-hosts for the podcast and chair of the Advisory Council of the Legal League 100. “We will discuss trends in the economy, regulatory oversight, changes in the law, changes in technology a

How often does What the M publish new episodes?

Daily or near-daily

How many listeners does What the M get?

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