33 | The Truth About Whole Life Insurance featuring Brock Fortner
Mon Jan 19 2026
Most people think life insurance is something you buy and forget. In this episode, Tamar Hermes sits down with Brock Fortner, founder of StoneCentury Financial, to explain why sophisticated investors use cash value whole life insurance as a wealth-building tool—one that can store capital, provide liquidity, and support long-term compounding.
They break down the difference between term and whole life, how policy loans work, why structure matters, and where whole life fits inside a bigger wealth plan alongside real estate and investing.
In this episode, we cover:
Whole life vs term insurance (and why “buy term and invest the rest” misses key benefits for high earners)How cash value works (simple breakdown)How policy loans work and why borrowing “against” mattersUsing whole life as a stable warehouse for cashWhy structure and expert guidance matter (avoiding mismatched products)How families use life insurance for generational planningConnect with BrockLinkedIn: www.linkedin.com/in/brockfortner
Free GiftFree copy of What Would The Rockefellers Do?What Would the Rockefellers Do? PDF
Ready to Build Your Own Wealth Strategy
Start with the first step and get a baseline for how much money you really need to be financially free. Download the free Enough Number Calculator and Workbook 👉 https://getyourenoughnumbernow.com/
Connect with Tamar Hermes
Instagram: https://www.instagram.com/tamarhermes/LinkedIn: https://www.linkedin.com/in/tamarhermes/Website: WomenGrowingWealth.comBook: The Millionairess Mentality
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Most people think life insurance is something you buy and forget. In this episode, Tamar Hermes sits down with Brock Fortner, founder of StoneCentury Financial, to explain why sophisticated investors use cash value whole life insurance as a wealth-building tool—one that can store capital, provide liquidity, and support long-term compounding. They break down the difference between term and whole life, how policy loans work, why structure matters, and where whole life fits inside a bigger wealth plan alongside real estate and investing. In this episode, we cover: Whole life vs term insurance (and why “buy term and invest the rest” misses key benefits for high earners)How cash value works (simple breakdown)How policy loans work and why borrowing “against” mattersUsing whole life as a stable warehouse for cashWhy structure and expert guidance matter (avoiding mismatched products)How families use life insurance for generational planningConnect with BrockLinkedIn: www.linkedin.com/in/brockfortner Free GiftFree copy of What Would The Rockefellers Do?What Would the Rockefellers Do? PDF Ready to Build Your Own Wealth Strategy Start with the first step and get a baseline for how much money you really need to be financially free. Download the free Enough Number Calculator and Workbook 👉 https://getyourenoughnumbernow.com/ Connect with Tamar Hermes Instagram: https://www.instagram.com/tamarhermes/LinkedIn: https://www.linkedin.com/in/tamarhermes/Website: WomenGrowingWealth.comBook: The Millionairess Mentality