120. How a teacher built wealth without leaving her day job with Sarah Coombes
Thu Feb 05 2026
Sarah Coombes is a parent who cracked the code when it comes to building wealth with multiple incomes! A strategist who discovered that keeping her 9-5 was the actual key to building wealth. In this conversation, she shares how she created seven income streams while working full-time as an educator and raising three young kids, the mindset shift from "consuming money" to "producing money" that changed everything for her family, and why debt isn't always bad. This episode will completely reframe how you think about money, time, and building a life that works for you without feeling trapped by your paycheck or guilty about not doing "enough”.
In this episode, we cover:
(00:00) Intro
(06:07) How Sarah balanced teaching, leadership, and building wealth
(06:40) Why your 9-5 income is actually your greatest leverage point
(10:32) Debunking the myth that wealthy people never use their own money
(02:17) When debt is good and when it's bad
(17:39) The identity shift of leaving education after becoming a mother
(23:26) "Producing vs consuming", the money mindset that will change your perspective
(26:38) What to do when you're living paycheck to paycheck
(32:09) Sarah's property development journey and learning to let go
(36:16) How Sarah still works in education while running multiple businesses
(47:45) How to know if your business model is actually working
(01:00:02) Sarah's transition ritual between work and home
(01:00:47) What Sarah is still figuring out
KEY TAKEAWAY
You need to get your money to a point where it’s producing more than you’re consuming. Start with just 5% of your income working to make more money, then build from there.
About Sarah Coombes
Sarah Coombes is the founder and host of the RichHer Podcast, where she helps ambitious women — especially mums — navigate money, career, and life without burning out. After living in garages with two children under two and rebuilding from the ground up, Sarah understands firsthand what it means to move from survival to a truly rich life.With a background in education and leadership, she brings real, honest conversations and practical tools to help women redefine success. She’s now the go-to woman for building income streams that create real richness — in money, time, and choice — and she’s passionate about helping women get rich without repeating the mistakes she had to learn the hard way.
Connect with Sarah Coombes
Instagram | https://www.instagram.com/richher_/
About Andrea Barr, host of All Figured Out:
Andrea is a certified career and life coach for parents. Through her coaching, she supports parents in finding better work-life rhythms so they can continue to grow personally and professionally without sacrificing family time.
Connect with Andrea
Website | https://www.andreabarr.com/
Instagram | https://www.instagram.com/allfiguredoutandrea | https://www.instagram.com/allfiguredout.podcast
More
Sarah Coombes is a parent who cracked the code when it comes to building wealth with multiple incomes! A strategist who discovered that keeping her 9-5 was the actual key to building wealth. In this conversation, she shares how she created seven income streams while working full-time as an educator and raising three young kids, the mindset shift from "consuming money" to "producing money" that changed everything for her family, and why debt isn't always bad. This episode will completely reframe how you think about money, time, and building a life that works for you without feeling trapped by your paycheck or guilty about not doing "enough”. In this episode, we cover: (00:00) Intro (06:07) How Sarah balanced teaching, leadership, and building wealth (06:40) Why your 9-5 income is actually your greatest leverage point (10:32) Debunking the myth that wealthy people never use their own money (02:17) When debt is good and when it's bad (17:39) The identity shift of leaving education after becoming a mother (23:26) "Producing vs consuming", the money mindset that will change your perspective (26:38) What to do when you're living paycheck to paycheck (32:09) Sarah's property development journey and learning to let go (36:16) How Sarah still works in education while running multiple businesses (47:45) How to know if your business model is actually working (01:00:02) Sarah's transition ritual between work and home (01:00:47) What Sarah is still figuring out KEY TAKEAWAY You need to get your money to a point where it’s producing more than you’re consuming. Start with just 5% of your income working to make more money, then build from there. About Sarah Coombes Sarah Coombes is the founder and host of the RichHer Podcast, where she helps ambitious women — especially mums — navigate money, career, and life without burning out. After living in garages with two children under two and rebuilding from the ground up, Sarah understands firsthand what it means to move from survival to a truly rich life.With a background in education and leadership, she brings real, honest conversations and practical tools to help women redefine success. She’s now the go-to woman for building income streams that create real richness — in money, time, and choice — and she’s passionate about helping women get rich without repeating the mistakes she had to learn the hard way. Connect with Sarah Coombes Instagram | https://www.instagram.com/richher_/ About Andrea Barr, host of All Figured Out: Andrea is a certified career and life coach for parents. Through her coaching, she supports parents in finding better work-life rhythms so they can continue to grow personally and professionally without sacrificing family time. Connect with Andrea Website | https://www.andreabarr.com/ Instagram | https://www.instagram.com/allfiguredoutandrea | https://www.instagram.com/allfiguredout.podcast