Paying Too Much, Yet Still Underinsured | Inside a Financial Plan Ep 8
Thu Feb 05 2026
You can be paying thousands for insurance and still be dangerously under-covered.
In this episode of Inside a Financial Plan, Callum walks Rachel and Dion through a full insurance reset - restructuring life, trauma, income protection, and health cover to reduce wasted premiums, close major coverage gaps, and align everything with their real financial plan, while increasing protection by thousands for only a marginal cost increase.
Next Steps: If you haven’t reviewed your insurance recently, talk to the Lighthouse team to make sure your cover actually matches your life, your risks, and your long-term plan.
This episode is proudly sponsored by PocketSmith: Big goals mean nothing without action. PocketSmith helps you track, plan, and stay accountable. Start today with 50% off your first two months.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
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You can be paying thousands for insurance and still be dangerously under-covered. In this episode of Inside a Financial Plan, Callum walks Rachel and Dion through a full insurance reset - restructuring life, trauma, income protection, and health cover to reduce wasted premiums, close major coverage gaps, and align everything with their real financial plan, while increasing protection by thousands for only a marginal cost increase. Next Steps: If you haven’t reviewed your insurance recently, talk to the Lighthouse team to make sure your cover actually matches your life, your risks, and your long-term plan. This episode is proudly sponsored by PocketSmith: Big goals mean nothing without action. PocketSmith helps you track, plan, and stay accountable. Start today with 50% off your first two months. For more money tips follow us on: Facebook Instagram The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.