Can Portable Mortgages Fix the Golden Handcuff Problem in U.S. Housing?
Tue Jan 20 2026
In this episode, Tim Jones (Foreclosure.com) sits down with Christopher Tapia at Compass HQ in Boca Raton, Florida, to break down portable mortgages and how they differ from an assumable mortgage. Learn how mortgage portability could help homeowners keep their low interest rate, escape “golden handcuffs,” and move without losing their current loan terms. We also discuss how portable mortgages could impact US housing, real estate sales, and even reduce foreclosures in 2026. If you’re interested in mortgage rates, home loans, real estate investing, and the future of mortgages, this episode is a must-watch
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Foreclosure.com is America's largest provider of distressed properties, with more than 1.8 million foreclosure, preforeclosure, bankruptcy and tax lien listings across the United States located conveniently in one place. We deliver the latest, most complete residential foreclosure property listings in an easy, accessible format to our customers and business partners. No other Web site or source comes close to providing the same high level of timely and detailed information than Foreclosure.com.
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In this episode, Tim Jones (Foreclosure.com) sits down with Christopher Tapia at Compass HQ in Boca Raton, Florida, to break down portable mortgages and how they differ from an assumable mortgage. Learn how mortgage portability could help homeowners keep their low interest rate, escape “golden handcuffs,” and move without losing their current loan terms. We also discuss how portable mortgages could impact US housing, real estate sales, and even reduce foreclosures in 2026. If you’re interested in mortgage rates, home loans, real estate investing, and the future of mortgages, this episode is a must-watch 📩 Want to find distressed properties and real estate opportunities nationwide? Get FREE foreclosure alerts here 👉 https://www.foreclosure.com/youtube/alert/ Get Free Email Alerts: https://www.foreclosure.com/alert/ Find a Foreclosure home: https://www.foreclosure.com/foreclosures/ Affordable Homes: https://www.foreclosure.com/affordable-housing/ Buying Foreclosure Videos: https://www.foreclosure.com/videos/ Foreclosure articles: https://www.foreclosure.com/articles/ Foreclosure.com is America's largest provider of distressed properties, with more than 1.8 million foreclosure, preforeclosure, bankruptcy and tax lien listings across the United States located conveniently in one place. We deliver the latest, most complete residential foreclosure property listings in an easy, accessible format to our customers and business partners. No other Web site or source comes close to providing the same high level of timely and detailed information than Foreclosure.com. Like us on Facebook: https://www.facebook.com/Foreclosurecom/ Follow us on X (Twitter): https://twitter.com/foreclosure