🚑📄 EPISODE 157: INSURANCE IS TERRIFYING 📄🚑
Fri Jan 30 2026
What’s scarier than ghosts, cults, or cosmic madness?
👉 Insurance.
This episode, we tackle the true horror of prior authorizations, denied claims, medical debt, and a healthcare system that somehow finds a way to say “have you tried waiting until Monday?” 😱
👁️ Horror in Real Life:• The UnitedHealthcare / Luigi Mangione case• Why claims are often denied by default• How AI is increasingly making life-or-death decisions• Why medical debt remains the #1 cause of bankruptcy in the U.S.• And why being “in-network” is basically a haunted house with contracts
🎬 This week’s films:🪦 Macabre (1958) — complete with William Castle literally insuring the audience in case they died of fright📚 In the Mouth of Madness — Lovecraftian apocalypse, metafiction, and Sam Neill losing his mind (again)
🧠 Plus:• Whatcha Been Watchin’, Bitch?!• A new game: Policy Plot Twist• And the reminder that horror doesn’t always wear a mask—it sometimes wears a badge
🎧 Listen now wherever you get your podcasts.💀 Support us on Patreon + grab merch at frigay13.com/support⭐ Leave a review & tell a friend!
#FriGay13 #InsuranceIsTerrifying #HorrorPodcast #HorrorInRealLife #MedicalHorror #WilliamCastle #JohnCarpenter #QueerPodcasts #HealthcareIsScary
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What’s scarier than ghosts, cults, or cosmic madness? 👉 Insurance. This episode, we tackle the true horror of prior authorizations, denied claims, medical debt, and a healthcare system that somehow finds a way to say “have you tried waiting until Monday?” 😱 👁️ Horror in Real Life:• The UnitedHealthcare / Luigi Mangione case• Why claims are often denied by default• How AI is increasingly making life-or-death decisions• Why medical debt remains the #1 cause of bankruptcy in the U.S.• And why being “in-network” is basically a haunted house with contracts 🎬 This week’s films:🪦 Macabre (1958) — complete with William Castle literally insuring the audience in case they died of fright📚 In the Mouth of Madness — Lovecraftian apocalypse, metafiction, and Sam Neill losing his mind (again) 🧠 Plus:• Whatcha Been Watchin’, Bitch?!• A new game: Policy Plot Twist• And the reminder that horror doesn’t always wear a mask—it sometimes wears a badge 🎧 Listen now wherever you get your podcasts.💀 Support us on Patreon + grab merch at frigay13.com/support⭐ Leave a review & tell a friend! #FriGay13 #InsuranceIsTerrifying #HorrorPodcast #HorrorInRealLife #MedicalHorror #WilliamCastle #JohnCarpenter #QueerPodcasts #HealthcareIsScary