#107 - The Hidden Risk of Removing Stress Tests — What Every Homebuyer Should Know
Wed Feb 04 2026
In this episode of the Full Subjects Podcast, Cole Dowling and Austin Catalano discuss the recent Bank of Canada rate hold and its implications for the real estate market. They explore how stability in interest rates may influence buyer sentiment and market activity, particularly for first-time homebuyers. The conversation also delves into the stress test and its impact on mortgage qualification, emphasizing the importance of maintaining financial stability in the housing market. Overall, the episode provides insights into current market conditions and predictions for the future.
The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.
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In this episode of the Full Subjects Podcast, Cole Dowling and Austin Catalano discuss the recent Bank of Canada rate hold and its implications for the real estate market. They explore how stability in interest rates may influence buyer sentiment and market activity, particularly for first-time homebuyers. The conversation also delves into the stress test and its impact on mortgage qualification, emphasizing the importance of maintaining financial stability in the housing market. Overall, the episode provides insights into current market conditions and predictions for the future. The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.