#17 Turn $70K Super Into $1M Property Portfolio - Smart SMSF Strategy Revealed | LevelUp with Priyanka Shah
Fri Jan 23 2026
In this episode of LevelUp with Priyanka Shah, I sit down with Omprakash, founder of Buyers Bag and experienced buyer's advocate, to demystify property investment through self-managed super funds (SMSF). If you've got money sitting in your super and wondering if it could work harder for you, this conversation will change how you think about retirement planning.
KEY TOPICS COVERED:⚡ Why leverage beats industry super returns every time⚡ Real case study: $350K super turned into 60% growth in 2 years⚡ The "buy 2 properties not 1" strategy explained⚡ Cheapest entry point: $70K deposit for $320K property⚡ Regional vs capital city investments through SMSF⚡ 25 due diligence checks before buying⚡ Why Melbourne, Regional VIC, NSW & Tasmania are hot right now⚡ Common misconceptions about SMSF complexity
TIMESTAMPS:0:00 - Introduction0:01:49 - Why SMSF property investment is booming0:02:54 - The leverage advantage: Super vs Property0:06:23 - Minimum super balance needed (it's less than you think)0:06:47 - Cheapest property bought: $320K with $70K deposit0:08:17 - Residential vs Commercial for SMSF0:11:14 - Real case study: Neeraj's 60% growth in 2 years0:11:14 - The 2-property diversification strategy0:16:14 - Why you need a buyer's advocate0:17:28 - Portfolio across 5 states strategy0:22:21 - Borrowing capacity separate from personal loans0:23:33 - Biggest misconceptions about SMSF0:26:20 - Realistic returns: Double digit growth explained0:27:35 - Where to buy right now (Regional VIC, NSW, TAS, Melbourne)0:28:46 - Red flags to avoid when buying0:29:26 - 25 due diligence checks explained0:30:53 - SMSF in one word
GUEST BIO:Arpat Shah, an experienced buyer's advocate and the founder of BuyersBud. Arpat Shah has helped many clients accelerate their retirement savings by finding suitable properties through a Self-Managed Super Fund (SMSF).
KEY INSIGHTS:
Leverage multiplier: $300K in industry super at 10% = $30K growth. Same $300K as property deposit + $700K loan at 7% growth = $70K growthCapital gains tax in SMSF: Less than 10% (vs 50% discount in personal name)Two-property strategy: Diversify risk, maximize cashflow, create exit optionsMinimum entry: Can start with as little as $70-80K super balanceCurrent hot markets: Regional Victoria, Regional NSW, Tasmania, select Melbourne areasRESOURCES:🏠 Connect with Buyers Bag: [Add contact details]
About Host & LevelUp Ppdcast:
Level Up with Priyanka Shah brings you expert insights on financial planning, insurance, and wealth building specifically for Indians living abroad. Subscribe for practical advice on navigating finances across borders!a
👍 If you found this valuable, please LIKE, SHARE & SUBSCRIBE!🔔 Turn on notifications for more NRI financial planning content
⚖️ DISCLAIMER:This video is for educational purposes only and does not constitute financial advice. Insurance and investment decisions should be made after consulting with licensed professionals in your country of residence. Tax implications vary by jurisdiction. Returns mentioned are historical and not guaranteed for future performance.
#SMSFProperty #PropertyInvestment #SelfManagedSuperFund
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In this episode of LevelUp with Priyanka Shah, I sit down with Omprakash, founder of Buyers Bag and experienced buyer's advocate, to demystify property investment through self-managed super funds (SMSF). If you've got money sitting in your super and wondering if it could work harder for you, this conversation will change how you think about retirement planning. KEY TOPICS COVERED:⚡ Why leverage beats industry super returns every time⚡ Real case study: $350K super turned into 60% growth in 2 years⚡ The "buy 2 properties not 1" strategy explained⚡ Cheapest entry point: $70K deposit for $320K property⚡ Regional vs capital city investments through SMSF⚡ 25 due diligence checks before buying⚡ Why Melbourne, Regional VIC, NSW & Tasmania are hot right now⚡ Common misconceptions about SMSF complexity TIMESTAMPS:0:00 - Introduction0:01:49 - Why SMSF property investment is booming0:02:54 - The leverage advantage: Super vs Property0:06:23 - Minimum super balance needed (it's less than you think)0:06:47 - Cheapest property bought: $320K with $70K deposit0:08:17 - Residential vs Commercial for SMSF0:11:14 - Real case study: Neeraj's 60% growth in 2 years0:11:14 - The 2-property diversification strategy0:16:14 - Why you need a buyer's advocate0:17:28 - Portfolio across 5 states strategy0:22:21 - Borrowing capacity separate from personal loans0:23:33 - Biggest misconceptions about SMSF0:26:20 - Realistic returns: Double digit growth explained0:27:35 - Where to buy right now (Regional VIC, NSW, TAS, Melbourne)0:28:46 - Red flags to avoid when buying0:29:26 - 25 due diligence checks explained0:30:53 - SMSF in one word GUEST BIO:Arpat Shah, an experienced buyer's advocate and the founder of BuyersBud. Arpat Shah has helped many clients accelerate their retirement savings by finding suitable properties through a Self-Managed Super Fund (SMSF). KEY INSIGHTS: Leverage multiplier: $300K in industry super at 10% = $30K growth. Same $300K as property deposit + $700K loan at 7% growth = $70K growthCapital gains tax in SMSF: Less than 10% (vs 50% discount in personal name)Two-property strategy: Diversify risk, maximize cashflow, create exit optionsMinimum entry: Can start with as little as $70-80K super balanceCurrent hot markets: Regional Victoria, Regional NSW, Tasmania, select Melbourne areasRESOURCES:🏠 Connect with Buyers Bag: [Add contact details] About Host & LevelUp Ppdcast: Level Up with Priyanka Shah brings you expert insights on financial planning, insurance, and wealth building specifically for Indians living abroad. Subscribe for practical advice on navigating finances across borders!a 👍 If you found this valuable, please LIKE, SHARE & SUBSCRIBE!🔔 Turn on notifications for more NRI financial planning content ⚖️ DISCLAIMER:This video is for educational purposes only and does not constitute financial advice. Insurance and investment decisions should be made after consulting with licensed professionals in your country of residence. Tax implications vary by jurisdiction. Returns mentioned are historical and not guaranteed for future performance. #SMSFProperty #PropertyInvestment #SelfManagedSuperFund