029 - Owner or Steward? The Perspective Shift That Transforms Family Finances
Mon Jan 26 2026
Money can be one of the greatest sources of stress in a marriage followed closely by children and family. That’s why it’s so important that we don’t leave our children to learn about money by accident.
In this episode, we explore Biblical principles surrounding money and how to intentionally teach them to our children. We unpack the truth that everything we have belongs to God. We are not owners. We are stewards, called to wisely manage what He has entrusted to us.
Using the simple and practical LIVE, GIVE, OWE, GROW framework, we talk through how to shape a God-honoring view of finances at every age:
Live – Understanding essential and discretionary expenses and creating a thoughtful and practical spending plan (otherwise known as a budget)
Give – Seeing generosity as a reflection of the heart. God doesn’t want generosity from us as much as He wants it for us
Owe – Addressing taxes and debt, and why Scripture warns that debt enslaves us. We discuss how to take your kids along on your journey toward becoming debt-free
Grow – Teaching saving and investing as tools for wisdom, provision, and future impact
We also introduce a win–win philosophy, one that helps families make financial decisions that align with Biblical values while preparing the next generation to live faithfully, generously, and responsibly.
If you want your children to see money as a tool for God’s purposes rather than a source of fear or control, this conversation will give you both vision and practical steps to get started.
Rich & Julie Young, hosts
Resources Mentioned in the Episode:
→ Episode 17: The Entitlement Epidemic: A Parent's Guide to Recognition and Remedy // Spotify // Apple Podcasts // YouTube
→ Kingdom Advisors
→ Christian Financial Concepts by Larry Burkett
→ Financial Peace Class
→ Dave Ramsey Resources
→ Generous Giving organization
→ JOG: Journey of Generosity
—--------------------------------------------------
→ The Growing Families Website
→ Register for a Class
→ Our Courses
→ The U.S. Bookstore
→ The Australia & NZ Bookstore
→ The Asia Pacific Bookstore
→ The Brazil Bookstore
→ Contact Mom Ministry
→ Instagram
→ Facebook
→ YouTube
Email questions or topic suggestions to podcast@growingfamilies.life
More
Money can be one of the greatest sources of stress in a marriage followed closely by children and family. That’s why it’s so important that we don’t leave our children to learn about money by accident. In this episode, we explore Biblical principles surrounding money and how to intentionally teach them to our children. We unpack the truth that everything we have belongs to God. We are not owners. We are stewards, called to wisely manage what He has entrusted to us. Using the simple and practical LIVE, GIVE, OWE, GROW framework, we talk through how to shape a God-honoring view of finances at every age: Live – Understanding essential and discretionary expenses and creating a thoughtful and practical spending plan (otherwise known as a budget) Give – Seeing generosity as a reflection of the heart. God doesn’t want generosity from us as much as He wants it for us Owe – Addressing taxes and debt, and why Scripture warns that debt enslaves us. We discuss how to take your kids along on your journey toward becoming debt-free Grow – Teaching saving and investing as tools for wisdom, provision, and future impact We also introduce a win–win philosophy, one that helps families make financial decisions that align with Biblical values while preparing the next generation to live faithfully, generously, and responsibly. If you want your children to see money as a tool for God’s purposes rather than a source of fear or control, this conversation will give you both vision and practical steps to get started. Rich & Julie Young, hosts Resources Mentioned in the Episode: → Episode 17: The Entitlement Epidemic: A Parent's Guide to Recognition and Remedy // Spotify // Apple Podcasts // YouTube → Kingdom Advisors → Christian Financial Concepts by Larry Burkett → Financial Peace Class → Dave Ramsey Resources → Generous Giving organization → JOG: Journey of Generosity —-------------------------------------------------- → The Growing Families Website → Register for a Class → Our Courses → The U.S. Bookstore → The Australia & NZ Bookstore → The Asia Pacific Bookstore → The Brazil Bookstore → Contact Mom Ministry → Instagram → Facebook → YouTube Email questions or topic suggestions to podcast@growingfamilies.life