Dragons’ Den Founder: The App That Knocks Years Off Your Mortgage | Jinesh Vohra
Thu Feb 05 2026
Pay off your mortgage faster with this episode!
Matt Haycox sits down with Jinesh Vohra, founder of Sprive, a mortgage management app that helps homeowners pay down their mortgage faster by using cashback from everyday shopping and applying it directly to their mortgage.
Jinesh breaks down the business model (who funds the cashback and how Sprive earns), what traction actually looks like in fintech, and why building trust matters when you’re asking people to connect the biggest financial commitment of their lives. You’ll also hear the behind-the-scenes reality of Dragons’ Den, the BBC prep process, the pressure, and the rare on-camera outcome.
You’ll hear Matt and Jinesh talk about:
How Sprive works: “cashback on steroids” applied to mortgage overpayments.The pivot: why the original “spare cash” model wasn’t enough, and what changed.The revenue model: how cashback is funded (and how Sprive gets paid) Traction signals that matter: 65,000 homeowners, 14 lenders, ~85% market coverage.Fundraising reality: rejection, warm intros, and why raising money becomes a full-time job.Dragons’ Den: the pitch rules, the pressure, and why Steven Bartlett said no.Timestamps:
0:00 – Dragons’ Den + The Mortgage App That Saves You Money
2:43 – Family Roots, Work Ethic & Founder Discipline
7:53 – Goldman Sachs vs Entrepreneurship (Real Differences)
12:07 – Sprive Explained: Pay Off Your Mortgage Faster
15:17 – How Sprive Makes Money (Revenue Model)
19:11 – Traction: Users, Lenders, Market Coverage
21:10 – Fundraising + Investor Psychology (FOMO, Warm Intros, Rejection)
24:17 – The Founder’s Burden: Running vs Raising
31:12 – Dragons’ Den: What Really Happened
34:25 – Why Steven Bartlett Said No
37:35 – The Mission Expansion: AI, Savings, Debt Payoff
39:52 – How to Connect + Download Sprive
Follow Jinesh Vohra:
Get the Sprive App
LinkedIn
Watch Jinesh on Dragons’ Den: Full episode (aired 05.02.26) - https://www.bbc.co.uk/iplayer/episodes/b006vq92/dragons-den
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Connect with Matt Haycox, No BS Business Podcast Host & 8-Figure Entrepreneur.
I’m Matt Haycox, entrepreneur, investor, and your straight-talking guide to building a business that actually works. I’ve raised over £750M, built (and rebuilt) 8-figure companies, and learned the hard way what it really takes to win.
On No Bollocks with Matt Haycox, I cut through the bollocks to bring you raw conversations with 7–8 figure founders, investors, and experts who’ve been there, done it, and got the scars to prove it. No hype, no theory, just actionable strategies you can use today to start, grow, and scale your business.
Whether you’re stuck in your 9–5, building your side hustle, or trying to hit your first £100k month, this is your go-to podcast for entrepreneur tips, startup growth strategies, raising capital, building a personal brand, and avoiding the costly mistakes most founders make.
📩 Get Matt’s free business newsletter for weekly strategies, mindset shifts, and behind-the-scenes lessons → https://nobollockswithmatthaycox.beehiiv.com/subscribe
▶ Instagram – https://www.instagram.com/thematthaycox/
▶ YouTube – No Bollocks Podcast - YouTube
▶ LinkedIn – https://www.li...
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Pay off your mortgage faster with this episode! Matt Haycox sits down with Jinesh Vohra, founder of Sprive, a mortgage management app that helps homeowners pay down their mortgage faster by using cashback from everyday shopping and applying it directly to their mortgage. Jinesh breaks down the business model (who funds the cashback and how Sprive earns), what traction actually looks like in fintech, and why building trust matters when you’re asking people to connect the biggest financial commitment of their lives. You’ll also hear the behind-the-scenes reality of Dragons’ Den, the BBC prep process, the pressure, and the rare on-camera outcome. You’ll hear Matt and Jinesh talk about: How Sprive works: “cashback on steroids” applied to mortgage overpayments.The pivot: why the original “spare cash” model wasn’t enough, and what changed.The revenue model: how cashback is funded (and how Sprive gets paid) Traction signals that matter: 65,000 homeowners, 14 lenders, ~85% market coverage.Fundraising reality: rejection, warm intros, and why raising money becomes a full-time job.Dragons’ Den: the pitch rules, the pressure, and why Steven Bartlett said no.Timestamps: 0:00 – Dragons’ Den + The Mortgage App That Saves You Money 2:43 – Family Roots, Work Ethic & Founder Discipline 7:53 – Goldman Sachs vs Entrepreneurship (Real Differences) 12:07 – Sprive Explained: Pay Off Your Mortgage Faster 15:17 – How Sprive Makes Money (Revenue Model) 19:11 – Traction: Users, Lenders, Market Coverage 21:10 – Fundraising + Investor Psychology (FOMO, Warm Intros, Rejection) 24:17 – The Founder’s Burden: Running vs Raising 31:12 – Dragons’ Den: What Really Happened 34:25 – Why Steven Bartlett Said No 37:35 – The Mission Expansion: AI, Savings, Debt Payoff 39:52 – How to Connect + Download Sprive Follow Jinesh Vohra: Get the Sprive App LinkedIn Watch Jinesh on Dragons’ Den: Full episode (aired 05.02.26) - https://www.bbc.co.uk/iplayer/episodes/b006vq92/dragons-den ======================== Connect with Matt Haycox, No BS Business Podcast Host & 8-Figure Entrepreneur. I’m Matt Haycox, entrepreneur, investor, and your straight-talking guide to building a business that actually works. I’ve raised over £750M, built (and rebuilt) 8-figure companies, and learned the hard way what it really takes to win. On No Bollocks with Matt Haycox, I cut through the bollocks to bring you raw conversations with 7–8 figure founders, investors, and experts who’ve been there, done it, and got the scars to prove it. No hype, no theory, just actionable strategies you can use today to start, grow, and scale your business. Whether you’re stuck in your 9–5, building your side hustle, or trying to hit your first £100k month, this is your go-to podcast for entrepreneur tips, startup growth strategies, raising capital, building a personal brand, and avoiding the costly mistakes most founders make. 📩 Get Matt’s free business newsletter for weekly strategies, mindset shifts, and behind-the-scenes lessons → https://nobollockswithmatthaycox.beehiiv.com/subscribe ▶ Instagram – https://www.instagram.com/thematthaycox/ ▶ YouTube – No Bollocks Podcast - YouTube ▶ LinkedIn – https://www.li...