How To Buy a 2.75% Interest Rate in 2026
Sun Feb 01 2026
Thinking about buying a home but priced out by 7% interest rates? You might be missing things you need to know before assuming a loan. In this episode, we break down exactly how to bridge the "cash gap" and reveal the secret strategy that lets investors qualify for these sub-3% rates in 2026.
Most agents will tell you that assumable loans take 6 months to close or are impossible if you don't have hundreds of thousands in cash. But the truth is, you have second mortgage options and creative strategies to cover the difference without draining your savings. Whether you are looking for FHA loan assumption secrets or need to know how to assume a VA loan as a non-veteran, this guide covers the exact steps to get it done fast.
We also dive deep into a massive opportunity in real estate investing that nobody is talking about: how investors can assume government loans by passing a full doc review. If you want to avoid common assumable mortgage risks and close in as little as 45 days, you need to listen this now.
What we cover in this episode:
📍 The 3 proven ways to handle appraisal gap coverage (Cash, 2nd Mortgage, Seller Financing)
📍 How to unlock FHA loan assumption benefits even if you are an investor
📍 The specific "catch" with VA loan tips regarding entitlement restoration
📍 Creative financing strategies to close deals that other agents walk away from
📍 The reality of the assumable loan timeline and how to fast-track it
Stop losing deals to the gap. Learn how to leverage these creative financing strategies to get the lowest payment possible in today's market.
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Thinking about buying a home but priced out by 7% interest rates? You might be missing things you need to know before assuming a loan. In this episode, we break down exactly how to bridge the "cash gap" and reveal the secret strategy that lets investors qualify for these sub-3% rates in 2026. Most agents will tell you that assumable loans take 6 months to close or are impossible if you don't have hundreds of thousands in cash. But the truth is, you have second mortgage options and creative strategies to cover the difference without draining your savings. Whether you are looking for FHA loan assumption secrets or need to know how to assume a VA loan as a non-veteran, this guide covers the exact steps to get it done fast. We also dive deep into a massive opportunity in real estate investing that nobody is talking about: how investors can assume government loans by passing a full doc review. If you want to avoid common assumable mortgage risks and close in as little as 45 days, you need to listen this now. What we cover in this episode: 📍 The 3 proven ways to handle appraisal gap coverage (Cash, 2nd Mortgage, Seller Financing) 📍 How to unlock FHA loan assumption benefits even if you are an investor 📍 The specific "catch" with VA loan tips regarding entitlement restoration 📍 Creative financing strategies to close deals that other agents walk away from 📍 The reality of the assumable loan timeline and how to fast-track it Stop losing deals to the gap. Learn how to leverage these creative financing strategies to get the lowest payment possible in today's market.