The Conversation That Decides What Happens After You Die
Mon Feb 02 2026
EP 411 - Most families don’t just feel grief when someone dies - they feel anger.
Anger about the mess, the debt, the confusion, and the things nobody sorted out.
In this episode of Business Without BS, we have the conversation most people avoid - but absolutely shouldn’t.
We talk about what actually happens if you die without a plan, why love isn’t flowers and chocolates, and how a few uncomfortable decisions can completely change your family’s future.
This isn’t about being wealthy. It’s about being responsible.
We cover:
What happens if you die without a will (and why modern families are hit hardest)
Why unmarried partners are often left with nothing
Life insurance: what it really does, how cheap it can be, and when it matters most
Powers of attorney and the nightmare families face without them
Business owners, shares, and the chaos nobody plans for
Why “I didn’t get round to it” is one of the worst legacies you can leave
This conversation is uncomfortable, but it might be the most loving thing you ever do for the people you care about.
*For Apple Podcast chapters, access them from the menu in the bottom right corner of your player*
Spotify Video Chapters:
00:00 The Importance of Wills and Life Insurance
01:14 The Consequences of Not Planning Ahead
02:05 Meet the Experts: Financial and Legal Advisors
02:37 Understanding Wills and Intestacy Rules
09:49 The Importance of Communication and Regular Updates
12:34 Life Insurance: Protecting Your Loved Ones
22:29 Power of Attorney: Ensuring Your Wishes Are Honored
37:47 Understanding Income Protection
39:16 The Importance of Life Insurance
39:53 Building Financial Security
41:17 Starting the Conversation on Wills
44:21 Choosing the Right Executor
47:01 Navigating Probate and Inheritance Tax
51:47 Managing Digital Assets
01:06:08 Final Thoughts on Financial Planning
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EP 411 - Most families don’t just feel grief when someone dies - they feel anger. Anger about the mess, the debt, the confusion, and the things nobody sorted out. In this episode of Business Without BS, we have the conversation most people avoid - but absolutely shouldn’t. We talk about what actually happens if you die without a plan, why love isn’t flowers and chocolates, and how a few uncomfortable decisions can completely change your family’s future. This isn’t about being wealthy. It’s about being responsible. We cover: What happens if you die without a will (and why modern families are hit hardest) Why unmarried partners are often left with nothing Life insurance: what it really does, how cheap it can be, and when it matters most Powers of attorney and the nightmare families face without them Business owners, shares, and the chaos nobody plans for Why “I didn’t get round to it” is one of the worst legacies you can leave This conversation is uncomfortable, but it might be the most loving thing you ever do for the people you care about. *For Apple Podcast chapters, access them from the menu in the bottom right corner of your player* Spotify Video Chapters: 00:00 The Importance of Wills and Life Insurance 01:14 The Consequences of Not Planning Ahead 02:05 Meet the Experts: Financial and Legal Advisors 02:37 Understanding Wills and Intestacy Rules 09:49 The Importance of Communication and Regular Updates 12:34 Life Insurance: Protecting Your Loved Ones 22:29 Power of Attorney: Ensuring Your Wishes Are Honored 37:47 Understanding Income Protection 39:16 The Importance of Life Insurance 39:53 Building Financial Security 41:17 Starting the Conversation on Wills 44:21 Choosing the Right Executor 47:01 Navigating Probate and Inheritance Tax 51:47 Managing Digital Assets 01:06:08 Final Thoughts on Financial Planning Follow us: