The Tea About Health Insurance, Hidden Costs, and a Simpler Way to Get Quality Care
Tue Feb 03 2026
Welcome to Season 4 of the Essence of Health Tea Time podcast!
Health insurance premiums are skyrocketing, deductibles are climbing, and millions of Americans are being forced to make impossible choices about their healthcare. But here's what rarely gets discussed: the financial stress of navigating expensive, confusing health insurance policies. This isn't just frustrating, it's literally affecting your health, and the quality of healthcare you may be receiving, especially if you're a woman experiencing metabolic or hormonal concerns.
On today's episode of the Essence of Health Tea Time Podcast, Dr. Shayla Toombs-Withers continues Season 4โs new format by reviewing this headline-making topics. She will be discussing an article from CNN titled "๐๐ก๐ ๐๐๐'๐ฌ ๐๐ง๐ก๐๐ง๐๐๐ ๐๐ฎ๐๐ฌ๐ข๐๐ข๐๐ฌ ๐๐๐ฏ๐ ๐๐ฑ๐ฉ๐ข๐ซ๐๐. ๐๐๐ซ๐'๐ฌ ๐๐ก๐๐ญ ๐๐จ๐ฎ ๐๐๐๐ ๐ญ๐จ ๐๐ง๐จ๐ฐ" and will be spilling "๐๐ก๐ ๐๐๐ ๐๐๐จ๐ฎ๐ญ ๐๐๐๐ฅ๐ญ๐ก ๐๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐, ๐๐ข๐๐๐๐ง ๐๐จ๐ฌ๐ญ๐ฌ, ๐๐ง๐ ๐ ๐๐ข๐ฆ๐ฉ๐ฅ๐๐ซ ๐๐๐ฒ ๐ญ๐จ ๐๐๐ญ ๐๐ฎ๐๐ฅ๐ข๐ญ๐ฒ ๐๐๐ซ๐."
Synopsis
Discover why the expiration of ACA enhanced subsidies is causing insurance premiums to spike by 114% for millions of Americans, hitting middle-class families hardestUnderstand the hidden costs of "affordable" insurance plans, including high deductibles, narrow provider networks, and limited access to careExplore how chronic financial stress about healthcare costs may be directly affecting your metabolic and hormonal health, amongst other chronic health conditionsCompare traditional insurance health practices to direct care practices including the research on the difference in health outcomesGet Dr. Shaylaโs โDirect Care Teaโ on how paying cash for your healthcare can actually give you more comprehensive care for less money than your current health insurance planโs limited careTodayโs Highlighted Article:
โThe ACAโs enhanced subsidies have expired. Hereโs what you need to knowโ
https://www.cnn.com/2025/12/18/politics/aca-subsidies-cheap-plans-enrollment
Connect with Essence of Health:
โ ATLANTA Residents: We are currently enrolling in our Atlanta Founder's Circle! The first 10 members who enroll at our new Atlanta location will receive free comprehensive metabolic lab analysis. Learn more at www.DrShayla.com/EOH
โ Grab all of our FREE Resources at www.DrShayla.com/Freebies
โ Get your 30% off discount for Handful Athletic Wear at www.handful.com/discount/EOHWC or use Promo Code: EOHWC
โSubmit a question to our "Ask The Expert" segment of this podcast so that you can get my opinion on your questions related to plant based nutrition, health and wellness here: https://essenceofhealth.link/ask-the-expert
โClick the SUBSCRIBE button on your favorite podcast platform so that you never miss a moment of the Essence of Health Tea Time Podcast!
โFollow Dr. Shayla on social media at Essence of Health Wellness Clinic on Facebook, Instagram, and YouTube or @DrShayla on TikTok.
The Essence of Health is in You!
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Welcome to Season 4 of the Essence of Health Tea Time podcast! Health insurance premiums are skyrocketing, deductibles are climbing, and millions of Americans are being forced to make impossible choices about their healthcare. But here's what rarely gets discussed: the financial stress of navigating expensive, confusing health insurance policies. This isn't just frustrating, it's literally affecting your health, and the quality of healthcare you may be receiving, especially if you're a woman experiencing metabolic or hormonal concerns. On today's episode of the Essence of Health Tea Time Podcast, Dr. Shayla Toombs-Withers continues Season 4โs new format by reviewing this headline-making topics. She will be discussing an article from CNN titled "๐๐ก๐ ๐๐๐'๐ฌ ๐๐ง๐ก๐๐ง๐๐๐ ๐๐ฎ๐๐ฌ๐ข๐๐ข๐๐ฌ ๐๐๐ฏ๐ ๐๐ฑ๐ฉ๐ข๐ซ๐๐. ๐๐๐ซ๐'๐ฌ ๐๐ก๐๐ญ ๐๐จ๐ฎ ๐๐๐๐ ๐ญ๐จ ๐๐ง๐จ๐ฐ" and will be spilling "๐๐ก๐ ๐๐๐ ๐๐๐จ๐ฎ๐ญ ๐๐๐๐ฅ๐ญ๐ก ๐๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐, ๐๐ข๐๐๐๐ง ๐๐จ๐ฌ๐ญ๐ฌ, ๐๐ง๐ ๐ ๐๐ข๐ฆ๐ฉ๐ฅ๐๐ซ ๐๐๐ฒ ๐ญ๐จ ๐๐๐ญ ๐๐ฎ๐๐ฅ๐ข๐ญ๐ฒ ๐๐๐ซ๐." Synopsis Discover why the expiration of ACA enhanced subsidies is causing insurance premiums to spike by 114% for millions of Americans, hitting middle-class families hardestUnderstand the hidden costs of "affordable" insurance plans, including high deductibles, narrow provider networks, and limited access to careExplore how chronic financial stress about healthcare costs may be directly affecting your metabolic and hormonal health, amongst other chronic health conditionsCompare traditional insurance health practices to direct care practices including the research on the difference in health outcomesGet Dr. Shaylaโs โDirect Care Teaโ on how paying cash for your healthcare can actually give you more comprehensive care for less money than your current health insurance planโs limited careTodayโs Highlighted Article: โThe ACAโs enhanced subsidies have expired. Hereโs what you need to knowโ https://www.cnn.com/2025/12/18/politics/aca-subsidies-cheap-plans-enrollment Connect with Essence of Health: โ ATLANTA Residents: We are currently enrolling in our Atlanta Founder's Circle! The first 10 members who enroll at our new Atlanta location will receive free comprehensive metabolic lab analysis. Learn more at www.DrShayla.com/EOH โ Grab all of our FREE Resources at www.DrShayla.com/Freebies โ Get your 30% off discount for Handful Athletic Wear at www.handful.com/discount/EOHWC or use Promo Code: EOHWC โSubmit a question to our "Ask The Expert" segment of this podcast so that you can get my opinion on your questions related to plant based nutrition, health and wellness here: https://essenceofhealth.link/ask-the-expert โClick the SUBSCRIBE button on your favorite podcast platform so that you never miss a moment of the Essence of Health Tea Time Podcast! โFollow Dr. Shayla on social media at Essence of Health Wellness Clinic on Facebook, Instagram, and YouTube or @DrShayla on TikTok. The Essence of Health is in You!