Ep. 95 | The F Word in Vet Med (Part 2): Tools & Mindset Shifts to Ease Money Stress and Overcome Financial Barriers
Fri Nov 14 2025
Send me a text sharing your thoughts or questions
In this episode of the Life Boost with Amelia podcast, Dr. Amelia and Dr. Shona Kowtecky tackle the financial challenges that veterinary teams and pet owners face regarding the cost of veterinary care. They delve into practical exercises and activities aimed at helping veterinary professionals feel more comfortable and less stressed when discussing finances. Key topics include the FEARR framework, which stands for Familiarity, Exposure, Accessibility, Relatability, and Reason, and how it can reduce fear and anxiety around financial conversations. The episode also covers personal money memories, valuable team activities to understand costs better, humanizing financial talks, and strategies for enhancing client communication. This comprehensive discussion is a must-listen for veterinary professionals and pet owners looking to navigate the complexities of veterinary care costs more effectively and with less stress.
01:01 The Cost of Veterinary Care
02:16 Understanding the FEARR Framework
03:18 Exercises to Reduce Financial Stress
05:38 Personal Money Memories
10:31 Team Activities for Financial Clarity
15:37 Humanizing Financial Conversations
19:48 Partnering with Clients for Pet Care
31:09 Proactive Financial Planning for Pet Owners
32:17 Understanding the Dental Experience
32:50 Enhancing Client Communication
33:32 Addressing Subconscious Beliefs
35:00 Shifting Mindsets Around Money
36:19 Balancing Care and Costs
38:24 The Value of Veterinary Services
40:41 Visible vs. Invisible Discounts
42:46 Team Conversations on Pricing
45:57 Empowering Financial Conversations
48:00 Practical Steps for Financial Growth
48:47 Resources for Financial Assistance
53:12 Final Thoughts and Reflections
Ways to connect with Dr. Shona Kowtecky:
Email: letsconnect@shonakowtecky.comWebsite: https://www.shonakowtecky.com/LinkedIn -- www.linkedin.com/in/shona-kowteckyBook -- https://www.shonakowtecky.com/bookstore.html Blog post: Managing Veterinary Care Costs: A Complete Guide To Payment Options for Pet Owners & Vet Practices
Free masterclass replay: https://www.lifeboost.today/itsnotyou
Disclaimer: The information provided in this podcast is for educational and informational purposes only and is not intended as medical, mental health, or professional advice. I am a certified health and life coach, not a licensed medical or mental health professional. Please consult with a healthcare provider before making any changes to your physical or mental health routines. If you are experiencing a crisis, seek help from a qualified professional or contact emergency services.
Connect with me on your favorite social media channel: Instagram, Facebook, and LinkedIn!
To learn more about my approach and the programs and free resources available to support you, visit my website: www.lifeboost.today
I love to hear from you. You can always reach me at amelia@lifeboost.today.
More
Send me a text sharing your thoughts or questions In this episode of the Life Boost with Amelia podcast, Dr. Amelia and Dr. Shona Kowtecky tackle the financial challenges that veterinary teams and pet owners face regarding the cost of veterinary care. They delve into practical exercises and activities aimed at helping veterinary professionals feel more comfortable and less stressed when discussing finances. Key topics include the FEARR framework, which stands for Familiarity, Exposure, Accessibility, Relatability, and Reason, and how it can reduce fear and anxiety around financial conversations. The episode also covers personal money memories, valuable team activities to understand costs better, humanizing financial talks, and strategies for enhancing client communication. This comprehensive discussion is a must-listen for veterinary professionals and pet owners looking to navigate the complexities of veterinary care costs more effectively and with less stress. 01:01 The Cost of Veterinary Care 02:16 Understanding the FEARR Framework 03:18 Exercises to Reduce Financial Stress 05:38 Personal Money Memories 10:31 Team Activities for Financial Clarity 15:37 Humanizing Financial Conversations 19:48 Partnering with Clients for Pet Care 31:09 Proactive Financial Planning for Pet Owners 32:17 Understanding the Dental Experience 32:50 Enhancing Client Communication 33:32 Addressing Subconscious Beliefs 35:00 Shifting Mindsets Around Money 36:19 Balancing Care and Costs 38:24 The Value of Veterinary Services 40:41 Visible vs. Invisible Discounts 42:46 Team Conversations on Pricing 45:57 Empowering Financial Conversations 48:00 Practical Steps for Financial Growth 48:47 Resources for Financial Assistance 53:12 Final Thoughts and Reflections Ways to connect with Dr. Shona Kowtecky: Email: letsconnect@shonakowtecky.comWebsite: https://www.shonakowtecky.com/LinkedIn -- www.linkedin.com/in/shona-kowteckyBook -- https://www.shonakowtecky.com/bookstore.html Blog post: Managing Veterinary Care Costs: A Complete Guide To Payment Options for Pet Owners & Vet Practices Free masterclass replay: https://www.lifeboost.today/itsnotyou Disclaimer: The information provided in this podcast is for educational and informational purposes only and is not intended as medical, mental health, or professional advice. I am a certified health and life coach, not a licensed medical or mental health professional. Please consult with a healthcare provider before making any changes to your physical or mental health routines. If you are experiencing a crisis, seek help from a qualified professional or contact emergency services. Connect with me on your favorite social media channel: Instagram, Facebook, and LinkedIn! To learn more about my approach and the programs and free resources available to support you, visit my website: www.lifeboost.today I love to hear from you. You can always reach me at amelia@lifeboost.today.