Your Health Net Worth: How Daily Habits Shape How You Feel
Wed Feb 04 2026
Most people know their bank balance — but have no idea what their health net worth looks like. In this episode, we break down how everyday habits either deposit into or withdraw from your long-term health.
In today's episode, we introduce the concept of health net worth — a simple but powerful way to understand why you may not feel your best, even if nothing feels "that bad" on its own. Using financial analogies, we explain how sleep, nutrition, stress, movement, and lifestyle habits compound over time, just like money. Rather than chasing symptoms or quick fixes, this conversation encourages you to zoom out and look at the full picture of your health. If you've ever felt overwhelmed trying to "do everything right," this episode brings clarity, perspective, and a much calmer way forward.
What You'll Learn
In this episode, we discuss:
What "health net worth" actually means Why small habits matter more than extreme overhauls. Consistency > Intensity How sleep, food, stress, and movement compound over time and why chasing symptoms keeps you stuck How foundations act like compounding interest for your health Why supplements amplify foundations — but don't replace them
Chapters & Timestamps
00:00 Intro
00:28 Welcome to The Wellness Effect + What Is Health Net Worth
00:41 Why We Understand Money Better Than Health
02:05 Life Update: Jensen & Kira's Low Lift Updates, and Lacey's Winter Holiday Break
22:23 Health Net Worth + Small Habits Add Up (Even When They Don't Feel That Bad)
24:58 Foundations as Your Health "Bank Accounts"
27:02 Your Health Deposits vs. Withdrawals Explained
29:07 Why Symptom-Chasing Doesn't Work
29:47 Compounding Interest: Why Foundations Matter Most
30:02 Supplements vs. Foundations (Investment Analogy)
31:00 Long-Term Health vs. Quick Fixes
33:54 How to Start Raising Your Health Net Worth: Awareness Without Perfection
40:20 Health Is the Ultimate Investment
Want to Work With Us? Join us in the Root Cause Reset Program: https://www.lifestyleucoaching.ca/wellness-effect-906145 and use code "Wellness Effect" for a FREE functional lab test when you join the program.
Follow us on Instagram:
The Podcast: https://www.instagram.com/wellnesseffectpod/
Lacey Iskra - https://www.instagram.com/laceeiskk/
Jensen - https://www.instagram.com/wellnesswjensen/
Kira Iskra - https://www.instagram.com/kiraiskk/
Video Podcast available on YouTube: https://youtu.be/TzpiYNXqJZs
Subscribe to our Channel: https://www.youtube.com/@TheWellnessEffectPodcast
Lifestyle U have helped over 1,000+ women transform their mind and body and become the best version of themselves. Want to be next? Click Here to Apply! - https://www.lifestyleucoaching.ca/apply
If you loved this episode and want to hear more, subscribe and leave a review! Share this episode with a friend who's ready to start their own wellness journey. Follow us on Instagram at @wellnesseffectpod (https://www.instagram.com/wellnesseffectpod/) to stay up-to-date with the latest episodes and tips.
More
Most people know their bank balance — but have no idea what their health net worth looks like. In this episode, we break down how everyday habits either deposit into or withdraw from your long-term health. In today's episode, we introduce the concept of health net worth — a simple but powerful way to understand why you may not feel your best, even if nothing feels "that bad" on its own. Using financial analogies, we explain how sleep, nutrition, stress, movement, and lifestyle habits compound over time, just like money. Rather than chasing symptoms or quick fixes, this conversation encourages you to zoom out and look at the full picture of your health. If you've ever felt overwhelmed trying to "do everything right," this episode brings clarity, perspective, and a much calmer way forward. What You'll Learn In this episode, we discuss: What "health net worth" actually means Why small habits matter more than extreme overhauls. Consistency > Intensity How sleep, food, stress, and movement compound over time and why chasing symptoms keeps you stuck How foundations act like compounding interest for your health Why supplements amplify foundations — but don't replace them Chapters & Timestamps 00:00 Intro 00:28 Welcome to The Wellness Effect + What Is Health Net Worth 00:41 Why We Understand Money Better Than Health 02:05 Life Update: Jensen & Kira's Low Lift Updates, and Lacey's Winter Holiday Break 22:23 Health Net Worth + Small Habits Add Up (Even When They Don't Feel That Bad) 24:58 Foundations as Your Health "Bank Accounts" 27:02 Your Health Deposits vs. Withdrawals Explained 29:07 Why Symptom-Chasing Doesn't Work 29:47 Compounding Interest: Why Foundations Matter Most 30:02 Supplements vs. Foundations (Investment Analogy) 31:00 Long-Term Health vs. Quick Fixes 33:54 How to Start Raising Your Health Net Worth: Awareness Without Perfection 40:20 Health Is the Ultimate Investment Want to Work With Us? Join us in the Root Cause Reset Program: https://www.lifestyleucoaching.ca/wellness-effect-906145 and use code "Wellness Effect" for a FREE functional lab test when you join the program. Follow us on Instagram: The Podcast: https://www.instagram.com/wellnesseffectpod/ Lacey Iskra - https://www.instagram.com/laceeiskk/ Jensen - https://www.instagram.com/wellnesswjensen/ Kira Iskra - https://www.instagram.com/kiraiskk/ Video Podcast available on YouTube: https://youtu.be/TzpiYNXqJZs Subscribe to our Channel: https://www.youtube.com/@TheWellnessEffectPodcast Lifestyle U have helped over 1,000+ women transform their mind and body and become the best version of themselves. Want to be next? Click Here to Apply! - https://www.lifestyleucoaching.ca/apply If you loved this episode and want to hear more, subscribe and leave a review! Share this episode with a friend who's ready to start their own wellness journey. Follow us on Instagram at @wellnesseffectpod (https://www.instagram.com/wellnesseffectpod/) to stay up-to-date with the latest episodes and tips.